FYERS

SIP Calculator

Estimate your SIP returns and plan your wealth creation strategy with monthly investments.

Lumpsum

After 10 years of investment

Invested Amount₹ 30,00,000
Estimated Return₹ 28,08,477
Total value₹ 58,08,477
Maturity₹ 58,08,477

Build the Habit. Let Time Do More.

Open a FYERS account to start and track direct mutual fund SIPs from one platform.

Plan Regular Investments Around a Target and Timeline

The FYERS SIP Calculator estimates how monthly investments may accumulate over time. Enter the SIP amount, investment duration and expected annual return to see the total amount invested, estimated gains and projected future value. Use the calculator to check whether a planned monthly contribution could support a long-term goal and to compare the effect of investing more or staying invested longer. The estimate assumes regular contributions and a constant return for calculation; actual mutual fund returns vary with NAV and market conditions.

Worked Example and Calculation Assumptions

Investing ₹2,000 at the beginning of each month for five years at an assumed 10% annual return gives an estimated ₹156,165. Total contributions are ₹1,20,000 and estimated gains are ₹36,165. This illustration converts the annual rate to a monthly rate by dividing by 12 and compounds each instalment monthly. It excludes taxes and exit loads; actual returns vary.

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Frequently Asked Questions

A SIP calculator estimates the future value of regular mutual fund investments using the periodic contribution, assumed annual return and investment tenure.

The calculator compounds each instalment for the period it remains invested. Because instalments are made over time, the first contribution compounds longer than the last.

No. A SIP is an investment method, not a guarantee. The underlying mutual fund remains exposed to market risk and can deliver negative returns.

A higher contribution increases total invested capital and may improve the projected corpus. Use the calculator to compare a constant SIP with the higher amount you can realistically sustain.

A longer horizon gives contributions more time to compound and may help absorb short-term volatility, but the outcome still depends on the scheme, market returns, costs and whether instalments continue.

A constant-contribution projection assumes the same amount is invested every month. Missed instalments reduce contributions and their time in the market; increases change both the invested amount and potential growth. Model the actual contribution schedule when assessing either change.

Yes. Eligible direct mutual fund SIPs can be created through FYERS App and Web, subject to scheme availability, KYC, payment mandate and applicable transaction rules.

Review the fund objective, category, portfolio, riskometer, expense ratio, exit load, consistency across market cycles and suitability for your goal and risk capacity.

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Calculator results are indicative estimates based on the inputs and assumptions selected by the user. Actual returns, charges, margin requirements, interest, taxes, eligibility and repayment amounts may vary. Verify the final terms with the relevant product provider or in the FYERS order flow, as applicable. Investments in securities markets and mutual funds are subject to market risks; read all related documents carefully before investing.