FYERS

SBI FD Calculator

Estimate your maturity amount, interest earned, and total returns from your SBI fixed deposit investment.

After 5 years of investment

Investment Value₹ 1,00,000
Estimated Return₹ 33,823
Total Value₹ 1,33,823
Maturity₹ 1,33,823

Estimate Your SBI FD. Plan the Rest with FYERS.

See the potential maturity value, then open a FYERS account to build and monitor your market-linked portfolio.

Estimate SBI Fixed Deposit Maturity Using Your Applicable Rate

The FYERS SBI FD Calculator estimates interest earned and maturity value for an SBI fixed deposit using the deposit amount, tenure, rate and compounding inputs. Use it to compare scenarios before selecting a deposit period or payout structure. SBI interest rates and eligibility conditions can change and may vary by tenure, depositor category, deposit amount and scheme. Enter the rate shown in SBI’s current official offer and verify the maturity amount, taxes, payout frequency and premature-withdrawal terms directly with SBI before booking.

Worked Example and Calculation Assumptions

Illustration only: ₹1,00,000 at 7% a year for two years, with quarterly compounding and interest retained, produces approximately ₹114,888 at maturity. Estimated gross interest is ₹14,888. Divide the annual rate by four and compound over eight quarters. The rate is hypothetical, not a current issuer offer; taxes and early-withdrawal adjustments are excluded.

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Frequently Asked Questions

An SBI FD calculator estimates the maturity amount and interest earned on an SBI fixed deposit from the principal, interest rate, tenure and compounding assumptions entered.

Use SBI’s published rate for your deposit amount, chosen tenure, depositor category and scheme. Check the official rate table before calculating and confirm the rate again when booking; a calculator estimate does not lock it in.

The result depends on whether the deposit is cumulative or pays interest periodically and on the applicable compounding convention. The final SBI deposit receipt or booking confirmation governs.

SBI may offer different rates to eligible senior citizens under prevailing terms. Confirm the current rate and eligibility with SBI, then enter that rate in the calculator.

No. A projected interest amount is not a final post-tax return. Applicable TDS, income tax and deposit terms can affect net proceeds. Verify these against SBI’s quotation and your tax circumstances.

Premature withdrawal can lead to a revised applicable rate and penalty under SBI’s current terms, so the original calculator estimate may not apply.

Eligible deposits are covered subject to DICGC rules and the aggregate insurance limit of ₹5 lakh per depositor per bank in the same right and capacity, including principal and interest.

No affiliation should be inferred. The FYERS calculator is an independent estimation tool. Verify rates, eligibility and booking terms directly with SBI.

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Calculator results are indicative estimates based on the inputs and assumptions selected by the user. Actual returns, charges, margin requirements, interest, taxes, eligibility and repayment amounts may vary. Verify the final terms with the relevant product provider or in the FYERS order flow, as applicable. Investments in securities markets and mutual funds are subject to market risks; read all related documents carefully before investing.