FYERS

Lumpsum Calculator

Estimate your lumpsum investment returns and plan your wealth creation strategy with a one-time investment.

SIP

After 10 years of investment

Invested Amount₹ 25,000
Estimated Return₹ 52,646
Total value₹ 77,646
Maturity₹ 77,646

Put Available Capital to Work with a Clearer Plan.

Open a FYERS account to explore direct mutual funds and make one-time investments with portfolio tracking.

Project the Growth of a One-Time Investment

The FYERS Lumpsum Calculator estimates the future value of a one-time investment using the principal, expected annual return and investment period. It shows how much of the projected corpus comes from the original capital and how much comes from estimated growth. Use it to compare different holding periods and return assumptions before deploying surplus capital. The projection assumes compounding at the selected rate; market-linked investments do not deliver a fixed rate, and actual returns may be higher, lower or negative.

Worked Example and Calculation Assumptions

A one-time investment of ₹1,00,000 at an assumed 10% annual return for five years grows to approximately ₹161,051 with annual compounding. Estimated gains are ₹61,051. The method compounds the full principal for each year; it assumes no withdrawals and excludes taxes, exit loads and inflation.

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Frequently Asked Questions

A lumpsum calculator estimates how a single investment may grow over a selected period at an assumed annual rate of return.

A common projection uses compound growth: future value = principal x (1 + annual return rate) raised to the number of years, subject to the calculator’s compounding convention.

Neither is universally better. A lump sum deploys capital immediately, while a SIP spreads investments over time. The choice depends on available cash, risk tolerance, time horizon and market exposure preferences.

Use scenario ranges appropriate to the asset category rather than one optimistic number. Past performance does not guarantee future returns.

A projected future value is not the same as future purchasing power or net redemption proceeds. Inflation reduces purchasing power, while applicable taxes and exit loads can reduce the amount retained. Assess these effects separately when comparing a projection with your goal.

Yes. A market-linked fund can decline after investment, and the loss can persist. Consider the scheme risk, valuation, diversification needs and investment horizon.

Yes. FYERS App and Web support one-time investments in eligible direct mutual fund schemes, subject to account, KYC, payment and scheme requirements.

The mathematical estimate may look similar, but product mechanics differ. Use a calculator designed for the relevant product so the compounding, cash flows and assumptions match.

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Calculator results are indicative estimates based on the inputs and assumptions selected by the user. Actual returns, charges, margin requirements, interest, taxes, eligibility and repayment amounts may vary. Verify the final terms with the relevant product provider or in the FYERS order flow, as applicable. Investments in securities markets and mutual funds are subject to market risks; read all related documents carefully before investing.