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PNB Housing Finance Results

Financial overview

CAGR%
Sales
Profits
Returns
ROE
10Y5Y3YTTM
-2%9%11%
-20%30%18%
-16%18%28%
12%11%12%13%

Peer Comparison

Symbol
BAJAJHFL
PIRAMALFIN
HUDCO
LICHSGFIN
PNBHOUSING
AADHARHFC
SAMMAANCAP
HOMEFIRST
APTUS
AAVAS
PriceM.Cap (₹)PE RatioEPS (₹)EV/EBITDAAnnual PAT
82.96₹69575 Cr25.840.863.29₹2560 Cr
2,104.3₹52887 Cr31.3520.29109.4₹1504 Cr
174.32₹35674 Cr8.384.2521.31₹4034 Cr
564.25₹31486 Cr5.4927.23106.64₹5604 Cr
1,094.5₹29732 Cr12.8421.3991.38₹2291 Cr
446.7₹19870 Cr17.426.4626.8₹1096 Cr
140.55₹16816 Cr2.12-61.38-₹7145 Cr
1,157.5₹12600 Cr21.6715.2957.49₹540 Cr
240.92₹12563 Cr12.765.2119.93₹943 Cr
1,256.4₹10193 Cr14.8421.692.28₹655 Cr

Profit & Loss

Consolidated
Standalone
Quarterly
Yearly
%

Balance Sheet

Consolidated
Standalone
%
Name
Equity And Liabilities
Share Capital
Share Warrants & Outstandings
Total Reserves
Reserve excluding Revaluation Reserve
Shareholder's Funds
Secured Loans
Unsecured Loans
Deferred Tax Assets / Liabilities
Other Long Term Liabilities
Long Term Provisions
Total Non-Current Liabilities
Current Liabilities
Trade Payables
Other Current Liabilities
Short Term Borrowings
Short Term Provisions
Total Current Liabilities
Total Liabilities
Contingent Liabilities
Total Debt
Assets
Loans (Non - Current Assets)
Gross Block
Less Accumulated Depreciation
Net Block
Capital Work in Progress
Non Current Investments
Long Term Investment
Long Term Loans & Advances
Other Non Current Assets
Total Non-Current Assets
Current Assets Loans & Advances
Currents Investments
Sundry Debtors
Cash and Bank
Other Current Assets
Short Term Loans and Advances
Total Current Assets
Net Current Assets (Including Current Investments)
Total Assets
Book Value
Adjusted Book Value
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018
₹261 Cr₹260 Cr₹260 Cr₹169 Cr₹169 Cr₹168 Cr₹168 Cr₹167 Cr₹167 Cr
₹52 Cr₹51 Cr₹47 Cr₹50 Cr₹56 Cr₹73 Cr₹67 Cr₹56 Cr₹27 Cr
₹18907 Cr₹16552 Cr₹14668 Cr₹10795 Cr₹9647 Cr₹8681 Cr₹7762 Cr₹7320 Cr₹6373 Cr
₹18907 Cr₹16552 Cr₹14668 Cr₹10795 Cr₹9647 Cr₹8681 Cr₹7762 Cr₹7320 Cr₹6373 Cr
₹19219 Cr₹16863 Cr₹14974 Cr₹11014 Cr₹9872 Cr₹8923 Cr₹7998 Cr₹7544 Cr₹6567 Cr
₹36580 Cr₹27872 Cr₹20252 Cr₹28382 Cr₹28242 Cr₹35355 Cr₹45532 Cr₹42854 Cr₹28282 Cr
₹11499 Cr₹12024 Cr₹12275 Cr₹18852 Cr₹17678 Cr₹15513 Cr₹15011 Cr₹13220 Cr₹10529 Cr
-₹24 Cr-₹171 Cr-₹128 Cr-₹146 Cr-₹399 Cr-₹430 Cr-₹286 Cr-₹61 Cr-₹45 Cr
₹251 Cr₹210 Cr₹298 Cr₹4 Cr₹38 Cr₹257 Cr₹225 Cr₹354 Cr₹326 Cr
₹26 Cr₹771 Cr₹532 Cr₹18 Cr₹17 Cr₹18 Cr₹17 Cr₹25 Cr₹17 Cr
₹48333 Cr₹40706 Cr₹33229 Cr₹47110 Cr₹45577 Cr₹50714 Cr₹60498 Cr₹56391 Cr₹39109 Cr
₹15 Cr₹18 Cr₹20 Cr₹30 Cr₹16 Cr₹18 Cr₹87 Cr₹127 Cr₹120 Cr
₹2785 Cr₹3098 Cr₹2076 Cr₹2187 Cr₹2825 Cr₹2720 Cr₹2866 Cr₹3960 Cr₹2206 Cr
₹23120 Cr₹22414 Cr₹22490 Cr₹6388 Cr₹7041 Cr₹8525 Cr₹7193 Cr₹15785 Cr₹14965 Cr
₹600 Cr₹3 Cr₹6 Cr₹97 Cr₹360 Cr₹63 Cr₹2 Cr₹34 L₹440 Cr
₹26519 Cr₹25533 Cr₹24592 Cr₹8701 Cr₹10242 Cr₹11326 Cr₹10148 Cr₹19873 Cr₹17731 Cr
₹94071 Cr₹83102 Cr₹72795 Cr₹66825 Cr₹65691 Cr₹70963 Cr₹78644 Cr₹83808 Cr₹63407 Cr
₹236 Cr₹107 Cr₹111 Cr₹88 Cr₹21 Cr₹12 Cr₹77 Cr₹102 Cr₹36 Cr
₹71199 Cr₹62310 Cr₹55017 Cr₹53621 Cr₹52961 Cr₹59392 Cr₹67735 Cr₹71859 Cr₹53777 Cr
₹86433 Cr₹74645 Cr₹64108 Cr₹57840 Cr₹55336 Cr₹60645 Cr₹66628 Cr₹74288 Cr₹57165 Cr
₹529 Cr₹490 Cr₹440 Cr₹401 Cr₹363 Cr₹341 Cr₹365 Cr₹156 Cr₹99 Cr
₹255 Cr₹251 Cr₹234 Cr₹255 Cr₹213 Cr₹161 Cr₹115 Cr₹53 Cr₹24 Cr
₹274 Cr₹239 Cr₹206 Cr₹146 Cr₹150 Cr₹181 Cr₹251 Cr₹103 Cr₹76 Cr
₹1 Cr₹5 Cr₹5 Cr₹8 L₹0₹1 L₹1 Cr₹4 Cr₹8 Cr
₹2682 Cr₹2428 Cr₹2429 Cr₹2317 Cr₹2234 Cr₹1942 Cr₹1953 Cr₹4290 Cr₹1183 Cr
₹2682 Cr₹2428 Cr₹2429 Cr₹2317 Cr₹2234 Cr₹1942 Cr₹1953 Cr₹4290 Cr₹1183 Cr
₹0₹760 Cr₹703 Cr₹17 Cr₹17 Cr₹16 Cr₹19 Cr₹19 Cr₹16 Cr
₹501 Cr₹275 Cr₹471 Cr₹12 Cr₹7 Cr₹5 Cr₹6 Cr₹3 Cr₹1 Cr
₹89897 Cr₹78364 Cr₹67934 Cr₹60336 Cr₹57749 Cr₹62792 Cr₹68860 Cr₹78708 Cr₹58451 Cr
₹97 Cr₹953 Cr₹1917 Cr₹879 Cr₹1248 Cr₹103 Cr₹123 Cr₹270 Cr₹1230 Cr
₹47 Cr₹50 Cr₹51 Cr₹13 Cr₹43 Cr₹45 Cr₹45 Cr₹39 Cr₹33 L
₹3339 Cr₹3600 Cr₹2607 Cr₹3796 Cr₹5216 Cr₹6969 Cr₹8514 Cr₹4034 Cr₹2817 Cr
₹108 Cr₹135 Cr₹286 Cr₹1397 Cr₹899 Cr₹890 Cr₹809 Cr₹494 Cr₹224 Cr
₹583 Cr₹0₹0₹403 Cr₹427 Cr₹27 Cr₹86 Cr₹132 Cr₹505 Cr
₹4174 Cr₹4738 Cr₹4861 Cr₹6489 Cr₹7833 Cr₹8034 Cr₹9577 Cr₹4969 Cr₹4777 Cr
-₹22346 Cr-₹20795 Cr-₹19731 Cr-₹2212 Cr-₹2409 Cr-₹3292 Cr-₹571 Cr-₹14904 Cr-₹12954 Cr
₹94071 Cr₹83102 Cr₹72795 Cr₹66825 Cr₹65691 Cr₹70963 Cr₹78644 Cr₹83808 Cr₹63407 Cr
₹736₹647₹575₹649₹582₹526₹472₹447₹393
₹736₹647₹575₹538₹482₹435₹390₹370₹325

Cash Flow

Consolidated
Standalone
%
Name
Profit Before Tax
Adjustment
Changes In working Capital
Cash Flow after changes in Working Capital
Cash Flow from Operating Activities
Cash Flow from Investing Activities
Cash Flow from Financing Activitie
Net Cash Inflow / Outflow
Opening Cash & Cash Equivalents
Closing Cash & Cash Equivalent
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018
₹2971 Cr₹2486 Cr₹1954 Cr₹1361 Cr₹1084 Cr₹1207 Cr₹811 Cr₹1734 Cr₹1235 Cr
₹4833 Cr₹4986 Cr₹4757 Cr₹4618 Cr₹5034 Cr₹5810 Cr₹1272 Cr₹13 Cr₹290 Cr
-₹11129 Cr-₹10656 Cr-₹6834 Cr-₹3559 Cr₹4900 Cr₹5109 Cr₹7189 Cr-₹17794 Cr-₹16714 Cr
-₹3326 Cr-₹3185 Cr-₹123 Cr₹2419 Cr₹11018 Cr₹12126 Cr₹9273 Cr-₹16047 Cr-₹15190 Cr
-₹8984 Cr-₹8057 Cr-₹4662 Cr-₹1865 Cr₹6254 Cr₹6611 Cr₹8929 Cr-₹16617 Cr-₹15664 Cr
₹684 Cr₹757 Cr-₹1186 Cr₹176 Cr-₹1475 Cr₹21 Cr-₹63 Cr-₹54 Cr-₹50 Cr
₹8720 Cr₹7404 Cr₹4179 Cr₹301 Cr-₹6732 Cr-₹8178 Cr-₹4386 Cr₹17888 Cr₹18464 Cr
₹421 Cr₹104 Cr-₹1669 Cr-₹1388 Cr-₹1953 Cr-₹1546 Cr₹4480 Cr₹1217 Cr₹2751 Cr
₹2063 Cr₹1959 Cr₹3628 Cr₹5016 Cr₹6969 Cr₹8514 Cr₹4034 Cr₹2817 Cr₹66 Cr
₹2483 Cr₹2063 Cr₹1959 Cr₹3628 Cr₹5016 Cr₹6969 Cr₹8514 Cr₹4034 Cr₹2817 Cr

Fundamental Ratios

Consolidated
Standalone
Empty box

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Share Price Live Stats

Open (₹)1,125.10
Volume (₹)8.96 L
High (₹)1,149.00
Upper Circuit1,170.80
Low (₹)1,125.10
Lower Circuit1,102.60
Prev Close1,125.60
52W High (₹)1,211.50
Price1,138.50
52W Low (₹)729.60

Share Market Cap & Key Ratios Overview

M.Cap (₹)29356.10 Cr
Div. Yield (%)0.71
PE Ratio12.68
Debt to Equity3.71
Price to Book1.03
Book Value735.64
EPS (TTM)88.77
Face Value10.00
ROE (%)12.74

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Peer Stocks

1 week
1 month
1 year
Name
BAJAJHFLNSE
PIRAMALFINNSE
HUDCONSE
LICHSGFINNSE
PNBHOUSINGNSE
AADHARHFCNSE
SAMMAANCAPNSE
HOMEFIRSTNSE
APTUSNSE
AAVASNSE
LTP
1W Low
1W High
Market cap (₹)
83.52-2.06 (-2.41%)
82.98
85.47
69,258Cr
2226.5-73.7 (-3.20%)
2176.30
2304.80
52,230Cr
177.92+3 (1.72%)
171.99
179.20
34,513Cr
572.5+24.35 (4.44%)
543.65
576.70
31,084Cr
1138.5+5.4 (0.48%)
1120.20
1154.60
29,356Cr
454.55-7.1 (-1.54%)
451
470.25
20,081Cr
144.48+0.56 (0.39%)
141.75
146.29
16,578Cr
1208-33.3 (-2.68%)
1190
1273.90
12,676Cr
251.33+13.65 (5.74%)
234.50
253.23
12,123Cr
1285.8+1.2 (0.09%)
1280.30
1342.60
10,407Cr

PNB Housing Finance Ltd Annual Results Key Takeaways

Operating profit (before other income, interest and exceptional items) was ₹2073.43Cr; with other income of ₹1.92Cr, profit before interest and tax came to ₹2057.07Cr. Interest expense was ₹1338.63Cr; PBT before exceptional items stood at ₹718.44Cr. Basis: consolidated annual results.

PNB Housing Finance Ltd Quaterly Results Key Takeaways

PNB Housing Finance Ltd reported ₹2263.44Cr total income from operations in Jun 2026, softer than ₹2181.53Cr in Mar 2026 but higher than ₹2076.11Cr in Jun 2025. Operating profit (before other income, interest and exceptional items) was ₹2073.43Cr; with other income of ₹1.92Cr, profit before interest and tax came to ₹2057.07Cr. Interest expense was ₹1338.63Cr, taking profit before tax to ₹718.44Cr. After tax of ₹161.1Cr, profit after tax stood at ₹557.34Cr (vs ₹655.8Cr in Mar 2026 and ₹533.5Cr in Jun 2025).