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Emerald Finance Results

Financial overview

CAGR%
Sales
Profits
Returns
ROE
10Y5Y3YTTM
38%22%37%62%
58%47%53%115%
-22%39%-26%
9%10%10%14%

Peer Comparison

Symbol
BAJFINANCE-A
SHRIRAMFIN-A
CHOLAFIN-A
TATACAP-A
JIOFIN-A
BAJAJHLDNG-A
MUTHOOTFIN-A
ABCAPITAL-A
LTF-A
SBICARD-A
EMERALD-X
PriceM.Cap (₹)PE RatioEPS (₹)EV/EBITDAAnnual PAT
1,057.7₹650674 Cr32.059.6234.29₹19017 Cr
1,040.75₹246828 Cr21.8114.6751.11₹10024 Cr
1,837.3₹158685 Cr27.5919.4270.75₹5233 Cr
374.4₹157782 Cr29.23.6514.08₹4846 Cr
238.7₹156957 Cr75.951.263.18₹1561 Cr
11,172.05₹124092 Cr14.01243.19798.9₹9637 Cr
2,934.9₹117831 Cr10.3669.72286.63₹10590 Cr
404.9₹109254 Cr26.624.316.15₹3764 Cr
316.05₹78950 Cr24.813.613.62₹2981 Cr
661.05₹62523 Cr27.486.9825.29₹2167 Cr
55₹187 Cr11.511.334.78₹15 Cr

Profit & Loss

Consolidated
Standalone
Quarterly
Yearly
%
Name
Net Revenue
Other Income
Total Revenue
Total Expenditure
Operating Profit
Interest Expense
PBT
Net Profit
Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023Dec 2022Sep 2022Jun 2022Mar 2022Dec 2021Sep 2021Jun 2021Mar 2021Dec 2020Sep 2020Jun 2020Mar 2020Dec 2019Sep 2019Jun 2019Mar 2019Dec 2018Sep 2018Jun 2018
₹9 Cr₹10 Cr₹8 Cr₹7 Cr₹7 Cr₹6 Cr₹6 Cr₹5 Cr₹4 Cr₹4 Cr₹3 Cr₹3 Cr₹3 Cr₹4 Cr₹3 Cr₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹95 L₹75 L₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹3 Cr₹2 Cr₹1 Cr₹92 L
₹10,000₹60,000₹0₹30,000₹3 L₹3 L₹2 L₹60,000₹60,000₹2 L₹60,000₹0₹0₹2 L₹10,000₹3 L₹3 L₹4 L₹20,000₹10,000₹0₹1 L₹20,000₹20,000₹0₹2 L₹20,000₹2 L₹50,000-₹20,000₹50,000₹2 L₹0
₹9 Cr₹10 Cr₹8 Cr₹7 Cr₹7 Cr₹6 Cr₹6 Cr₹5 Cr₹4 Cr₹4 Cr₹3 Cr₹3 Cr₹3 Cr₹4 Cr₹3 Cr₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹96 L₹75 L₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹3 Cr₹2 Cr₹1 Cr₹92 L
₹2 Cr₹3 Cr₹2 Cr₹1 Cr₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹1 Cr₹2 Cr₹1 Cr₹1 Cr₹1 Cr₹2 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹100 L₹90 L₹1 Cr₹91 L₹44 L₹46 L₹2 Cr₹1 Cr₹1 Cr₹1 Cr₹2 Cr₹1 Cr₹97 L₹85 L
₹7 Cr₹7 Cr₹6 Cr₹5 Cr₹5 Cr₹4 Cr₹4 Cr₹4 Cr₹3 Cr₹2 Cr₹2 Cr₹1 Cr₹1 Cr₹2 Cr₹2 Cr₹100 L₹82 L₹99 L₹1 Cr₹98 L₹86 L₹79 L₹72 L₹52 L₹29 L₹35 L₹63 L₹47 L₹67 L₹100 L₹60 L₹15 L₹7 L
₹82 L₹72 L₹69 L₹61 L₹37 L₹72 L₹77 L₹76 L₹66 L₹50 L₹44 L₹22 L₹22 L₹23 L₹23 L₹19 L₹19 L₹16 L₹13 L₹10 L₹12 L₹11 L₹10 L₹9 L₹10 L₹18 L₹9 L₹13 L₹4 L₹10 L₹1 L₹3 L₹3 L
₹7 Cr₹6 Cr₹5 Cr₹5 Cr₹4 Cr₹4 Cr₹3 Cr₹3 Cr₹2 Cr₹2 Cr₹2 Cr₹1 Cr₹1 Cr₹2 Cr₹2 Cr₹80 L₹63 L₹76 L₹97 L₹87 L₹74 L₹65 L₹62 L₹43 L₹19 L₹14 L₹54 L₹34 L₹63 L₹87 L₹59 L₹13 L₹4 L
₹5 Cr₹4 Cr₹4 Cr₹4 Cr₹3 Cr₹3 Cr₹2 Cr₹2 Cr₹2 Cr₹1 Cr₹1 Cr₹86 L₹86 L₹1 Cr₹1 Cr₹57 L₹47 L₹54 L₹73 L₹65 L₹55 L₹50 L₹46 L₹32 L₹15 L₹14 L₹43 L₹27 L₹46 L₹44 L₹59 L₹12 L₹4 L

Balance Sheet

Consolidated
Standalone
%
Name
Equity And Liabilities
Share Capital
Share Warrants & Outstandings
Total Reserves
Reserve excluding Revaluation Reserve
Shareholder's Funds
Minority Interest
Secured Loans
Unsecured Loans
Deferred Tax Assets / Liabilities
Total Non-Current Liabilities
Current Liabilities
Trade Payables
Other Current Liabilities
Short Term Borrowings
Short Term Provisions
Total Current Liabilities
Total Liabilities
Total Debt
Assets
Gross Block
Less Accumulated Depreciation
Net Block
Capital Work in Progress
Non Current Investments
Long Term Investment
Total Non-Current Assets
Current Assets Loans & Advances
Sundry Debtors
Cash and Bank
Other Current Assets
Short Term Loans and Advances
Total Current Assets
Net Current Assets (Including Current Investments)
Miscellaneous Expenses not written off
Total Assets
Book Value
Adjusted Book Value
Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015
₹35 Cr₹30 Cr₹30 Cr₹29 Cr₹9 Cr₹9 Cr₹9 Cr₹3 Cr₹3 Cr₹3 Cr₹3 Cr
₹0₹0₹0₹0₹25 L₹0₹0₹0₹0₹0₹0
₹50 Cr₹17 Cr₹13 Cr₹9 Cr₹7 Cr₹6 Cr₹5 Cr₹2 Cr₹1 Cr₹20 L₹10 L
₹50 Cr₹17 Cr₹13 Cr₹9 Cr₹7 Cr₹6 Cr₹5 Cr₹2 Cr₹1 Cr₹20 L₹10 L
₹85 Cr₹47 Cr₹43 Cr₹38 Cr₹16 Cr₹15 Cr₹14 Cr₹5 Cr₹4 Cr₹3 Cr₹3 Cr
₹2 Cr₹1 Cr₹83 L₹57 L₹41 L₹34 L₹21 L₹18 L₹17 L₹100₹0
₹15 Cr₹14 Cr₹4 Cr₹3 Cr₹2 Cr₹0₹0₹0₹0₹0₹0
₹29 L₹1 Cr₹1 Cr₹86 L₹66 L₹3 Cr₹94 L₹83 L₹0₹0₹0
-₹44,000₹22,000-₹25,000-₹65,000-₹64,295-₹34,000-₹31,000₹3,000₹0₹0₹0
₹16 Cr₹15 Cr₹5 Cr₹4 Cr₹3 Cr₹3 Cr₹93 L₹83 L₹0₹0₹0
₹0₹0₹8 L₹26 L₹0₹0₹0₹0₹0₹0₹0
₹52 L₹65 L₹87 L₹1 Cr₹3 Cr₹1 Cr₹57 L₹80 L₹28 L₹5 L₹81,880
₹0₹0₹0₹1 Cr₹0₹0₹0₹0₹0₹0₹0
₹4 Cr₹2 Cr₹1 Cr₹97 L₹52 L₹38 L₹45 L₹20 L₹8 L₹5 L₹4 L
₹4 Cr₹2 Cr₹2 Cr₹4 Cr₹3 Cr₹2 Cr₹1 Cr₹100 L₹36 L₹9 L₹5 L
₹106 Cr₹65 Cr₹52 Cr₹46 Cr₹23 Cr₹20 Cr₹16 Cr₹7 Cr₹5 Cr₹3 Cr₹3 Cr
₹16 Cr₹15 Cr₹5 Cr₹5 Cr₹3 Cr₹3 Cr₹94 L₹83 L₹0₹0₹0
₹98 L₹76 L₹31 L₹24 L₹18 L₹18 L₹8 L₹4 L₹3 L₹3 L₹1 L
₹34 L₹26 L₹20 L₹17 L₹13 L₹10 L₹0₹0₹0₹2 L₹1 L
₹64 L₹50 L₹11 L₹7 L₹5 L₹8 L₹8 L₹4 L₹3 L₹2 L₹23,908
₹4 L₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0
₹5 L₹5 L₹47 L₹30 L₹0₹0₹0₹0₹0₹0₹51,000
₹5 L₹5 L₹47 L₹30 L₹0₹0₹0₹0₹0₹0₹51,000
₹73 L₹55 L₹58 L₹37 L₹5 L₹8 L₹8 L₹4 L₹3 L₹2 L₹74,908
₹2 Cr₹2 Cr₹68 L₹70 L₹43 L₹93 L₹1 Cr₹1 Cr₹32 L₹32 L₹19 L
₹18 Cr₹3 Cr₹7 Cr₹2 Cr₹4 Cr₹2 Cr₹4 Cr₹2 Cr₹42 L₹3 L₹56 L
₹3 Cr₹4 Cr₹82 L₹6 Cr₹70 L₹0₹0₹0₹2 L₹0₹0
₹82 Cr₹56 Cr₹43 Cr₹37 Cr₹17 Cr₹17 Cr₹10 Cr₹4 Cr₹4 Cr₹3 Cr₹2 Cr
₹105 Cr₹64 Cr₹51 Cr₹45 Cr₹22 Cr₹19 Cr₹16 Cr₹7 Cr₹5 Cr₹3 Cr₹3 Cr
₹101 Cr₹62 Cr₹49 Cr₹42 Cr₹19 Cr₹18 Cr₹15 Cr₹6 Cr₹4 Cr₹3 Cr₹3 Cr
₹4 L₹10 L₹15 L₹21 L₹19 L₹20 L₹7 L₹8 L₹0₹2 L₹2 L
₹106 Cr₹65 Cr₹52 Cr₹46 Cr₹23 Cr₹20 Cr₹16 Cr₹7 Cr₹5 Cr₹3 Cr₹3 Cr
₹24₹16₹14₹13₹17₹16₹15₹17₹14₹11₹10
₹24₹16₹14₹13₹17₹13₹12₹8₹6₹5₹5

Cash Flow

Consolidated
Standalone
%
Name
Profit Before Tax
Adjustment
Changes In working Capital
Cash Flow after changes in Working Capital
Cash Flow from Operating Activities
Cash Flow from Investing Activities
Cash Flow from Financing Activitie
Net Cash Inflow / Outflow
Opening Cash & Cash Equivalents
Closing Cash & Cash Equivalent
Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
₹12 Cr₹6 Cr₹5 Cr₹3 Cr₹2 Cr₹2 Cr₹2 Cr₹76 L₹27 L₹0
-₹99 L-₹37 L-₹73 L-₹66 L-₹37 L-₹60,000-₹38 L-₹13 L-₹6 L₹0
-₹24 Cr-₹17 Cr-₹2 Cr-₹26 Cr₹1 Cr-₹5 Cr-₹6 Cr-₹56 L-₹69 L₹0
-₹13 Cr-₹11 Cr₹2 Cr-₹23 Cr₹3 Cr-₹4 Cr-₹5 Cr₹8 L-₹48 L₹0
-₹13 Cr-₹11 Cr₹2 Cr-₹23 Cr₹3 Cr-₹4 Cr-₹5 Cr₹8 L-₹48 L₹0
-₹26 L-₹3 L-₹24 L-₹43 L-₹5 L-₹22 L-₹7 L-₹9 L-₹92 L₹0
₹28 Cr₹8 Cr₹3 Cr₹21 Cr-₹4 L₹1 Cr₹8 Cr₹1 Cr₹2 Cr₹0
₹15 Cr-₹4 Cr₹5 Cr-₹2 Cr₹2 Cr-₹3 Cr₹3 Cr₹1 Cr₹40 L₹0
₹3 Cr₹7 Cr₹2 Cr₹4 Cr₹2 Cr₹4 Cr₹2 Cr₹42 L₹3 L₹0
₹18 Cr₹3 Cr₹7 Cr₹2 Cr₹4 Cr₹2 Cr₹4 Cr₹2 Cr₹42 L₹0

Fundamental Ratios

Consolidated
Standalone
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Share Price Live Stats

Open (₹)55.00
Volume (₹)21,525.00
High (₹)56.99
Upper Circuit65.04
Low (₹)53.38
Lower Circuit43.36
Prev Close54.20
52W High (₹)97.00
Price55.00
52W Low (₹)45.23

Share Market Cap & Key Ratios Overview

M.Cap (₹)187.21 Cr
Div. Yield (%)0.18
PE Ratio11.51
Debt to Equity0.18
Price to Book4.15
Book Value24.46
EPS (TTM)4.71
Face Value10.00
ROE (%)13.54

Stock Analysis (SWOT)

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Peer Stocks

1 week
1 month
1 year
Name
BAJFINANCE-ANSE
SHRIRAMFIN-ANSE
CHOLAFIN-ANSE
TATACAP-ANSE
JIOFIN-ANSE
BAJAJHLDNG-ANSE
MUTHOOTFIN-ANSE
ABCAPITAL-ANSE
LTF-ANSE
SBICARD-ANSE
EMERALD-XNSE
LTP
1W Low
1W High
Market cap (₹)
1057.7-19.3 (-1.79%)
1034.85
1073.25
6,50,674Cr
1040.75-42.85 (-3.95%)
1025.85
1107.35
2,46,828Cr
1837.3-12.7 (-0.69%)
1773.50
1870
1,58,685Cr
374.4-1.35 (-0.36%)
361.10
376.40
1,57,782Cr
238.7+0.6 (0.25%)
232.30
240.50
1,56,957Cr
11172.05-103.85 (-0.92%)
11029.75
11554.35
1,24,092Cr
2934.9-163.1 (-5.26%)
2843.05
3044.60
1,17,831Cr
404.9-1.1 (-0.27%)
385.05
406.85
1,09,254Cr
316.05+0.15 (0.05%)
302.60
320.40
78,950Cr
661.05+21.95 (3.43%)
622.50
668.55
62,523Cr
55+3.34 (6.47%)
50.31
56.99
187Cr

Emerald Finance Ltd Annual Results Key Takeaways

Operating profit (before other income, interest and exceptional items) was ₹7.42Cr; with other income of ₹10000 cr, profit before interest and tax came to ₹7.35Cr. Interest expense was ₹81.9Lakh; PBT before exceptional items stood at ₹6.54Cr. Basis: consolidated annual results.

Emerald Finance Ltd Quaterly Results Key Takeaways

Emerald Finance Ltd reported ₹9.44Cr total income from operations in Jun 2026, softer than ₹9.75Cr in Mar 2026 but higher than ₹6.71Cr in Jun 2025. Operating profit (before other income, interest and exceptional items) was ₹7.42Cr; with other income of ₹10000 cr, profit before interest and tax came to ₹7.35Cr. Interest expense was ₹81.9Lakh, taking profit before tax to ₹6.54Cr. After tax of ₹1.66Cr, profit after tax stood at ₹4.88Cr (vs ₹4.36Cr in Mar 2026 and ₹3.19Cr in Jun 2025).