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VLS Finance Results

Financial overview

CAGR%
Sales
Profits
Returns
ROE
10Y5Y3YTTM
-32%-50%-23%-75%
21%6%-40%-86%
12%4%7%6%
7%7%5%2%

Peer Comparison

Symbol
BAJAJFINSV
AIIL
CHOLAHLDNG
CGCL
TVSHLTD
MAHSCOOTER
JSWHL
JMFINANCIL
TSFINV
RELIGARE
VLSFINANCE
PriceM.Cap (₹)PE RatioEPS (₹)EV/EBITDAAnnual PAT
1,762.3₹295741 Cr29.1519.5971.77₹9801 Cr
554.35₹47744 Cr22.7613.0825.15₹1931 Cr
1,426.1₹27662 Cr10.3742.92160.3₹2441 Cr
259.4₹25824 Cr22.93.6712.9₹949 Cr
12,501₹25409 Cr12.9301.511,693.08₹1696 Cr
13,298₹15183 Cr54.512.9243.71₹311 Cr
11,116₹12550 Cr91.3622.11123.77₹147 Cr
127.03₹12201 Cr11.733.0511.74₹1202 Cr
458₹10262 Cr21.085.522.68₹522 Cr
240.32₹8680 Cr158.02-0.613.11₹86 Cr
242₹759 Cr16.330.4715.89₹22 Cr

Profit & Loss

Consolidated
Standalone
Quarterly
Yearly
%

Balance Sheet

Consolidated
Standalone
%
Name
Equity And Liabilities
Share Capital
Total Reserves
Reserve excluding Revaluation Reserve
Shareholder's Funds
Minority Interest
Secured Loans
Unsecured Loans
Deferred Tax Assets / Liabilities
Other Long Term Liabilities
Long Term Provisions
Total Non-Current Liabilities
Current Liabilities
Trade Payables
Other Current Liabilities
Short Term Borrowings
Short Term Provisions
Total Current Liabilities
Total Liabilities
Contingent Liabilities
Total Debt
Assets
Loans (Non - Current Assets)
Gross Block
Less Accumulated Depreciation
Net Block
Capital Work in Progress
Non Current Investments
Long Term Investment
Long Term Loans & Advances
Other Non Current Assets
Total Non-Current Assets
Current Assets Loans & Advances
Inventories
Sundry Debtors
Cash and Bank
Other Current Assets
Short Term Loans and Advances
Total Current Assets
Net Current Assets (Including Current Investments)
Miscellaneous Expenses not written off
Total Assets
Book Value
Adjusted Book Value
Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011Mar 2010Mar 2009Mar 2008Mar 2007
₹34 Cr₹35 Cr₹35 Cr₹39 Cr₹39 Cr₹39 Cr₹39 Cr₹39 Cr₹39 Cr₹39 Cr₹39 Cr₹39 Cr₹40 Cr₹40 Cr₹40 Cr₹40 Cr₹40 Cr₹40 Cr₹40 Cr
₹2438 Cr₹2948 Cr₹2465 Cr₹2927 Cr₹2393 Cr₹1713 Cr₹1247 Cr₹264 Cr₹243 Cr₹204 Cr₹195 Cr₹166 Cr₹163 Cr₹161 Cr₹158 Cr₹153 Cr₹148 Cr₹138 Cr₹123 Cr
₹2438 Cr₹2948 Cr₹2465 Cr₹2927 Cr₹2393 Cr₹1713 Cr₹1247 Cr₹264 Cr₹243 Cr₹204 Cr₹195 Cr₹166 Cr₹163 Cr₹161 Cr₹158 Cr₹153 Cr₹148 Cr₹138 Cr₹123 Cr
₹2472 Cr₹2983 Cr₹2501 Cr₹2965 Cr₹2431 Cr₹1752 Cr₹1286 Cr₹303 Cr₹282 Cr₹243 Cr₹234 Cr₹205 Cr₹203 Cr₹201 Cr₹198 Cr₹193 Cr₹187 Cr₹178 Cr₹162 Cr
-₹8,000-₹8,000-₹8,000-₹7,000₹4 Cr₹3 Cr₹2 Cr₹10 L₹10 L₹5 L₹5 L₹5 L₹5 L₹5 L₹5 L-₹7,680-₹7,671-₹7,654-₹7,645
₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹8 Cr₹0₹0₹0
₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr
₹227 Cr₹561 Cr₹553 Cr₹709 Cr₹630 Cr₹430 Cr₹337 Cr-₹1 Cr-₹1 Cr-₹1 Cr-₹2 Cr-₹1 Cr-₹2 Cr-₹3 Cr-₹2 Cr-₹3 Cr-₹4 Cr-₹4 Cr-₹4 Cr
₹2 L₹8 L₹0₹0₹0₹0₹0₹0₹0₹0₹8 Cr₹8 Cr₹8 Cr₹360₹0₹0₹0₹0₹0
₹6 L₹6 L₹38 Cr₹40 Cr₹9 Cr₹8 Cr₹23 Cr₹19 Cr₹50 Cr₹24 Cr₹24 Cr₹23 Cr₹22 Cr₹24 Cr₹24 Cr₹0₹0₹0₹0
₹227 Cr₹561 Cr₹591 Cr₹750 Cr₹639 Cr₹437 Cr₹360 Cr₹18 Cr₹48 Cr₹23 Cr₹31 Cr₹30 Cr₹28 Cr₹21 Cr₹22 Cr₹6 Cr-₹3 Cr-₹2 Cr-₹2 Cr
₹85 L₹18 L₹44 L₹5 Cr₹36 L₹2 Cr₹10 Cr₹4 Cr₹2 Cr₹2 Cr₹3 Cr₹4 Cr₹11 L₹8 L₹17 L₹27 L₹15 L₹14 L₹24 L
₹5 Cr₹5 Cr₹5 Cr₹3 Cr₹2 Cr₹2 Cr₹1 Cr₹31 L₹20 L₹35 L₹13 L₹15 L₹11 L₹8 Cr₹13 Cr₹14 Cr₹6 Cr₹84 L₹5 L
₹86 L₹18 L₹69 L₹91 L₹0₹23 L₹14 L₹0₹0₹17 Cr₹66 L₹0₹0₹0₹15 Cr₹0₹0₹0₹0
₹5 Cr₹4 Cr₹3 Cr₹1 Cr₹1 Cr₹81 L₹77 L₹5 Cr₹5 Cr₹7 L₹5 L₹3 L₹3 L₹3 L₹2 L₹4 Cr₹4 Cr₹4 Cr₹2 Cr
₹12 Cr₹9 Cr₹9 Cr₹10 Cr₹3 Cr₹5 Cr₹12 Cr₹10 Cr₹7 Cr₹19 Cr₹4 Cr₹4 Cr₹25 L₹8 Cr₹28 Cr₹18 Cr₹10 Cr₹5 Cr₹3 Cr
₹2711 Cr₹3552 Cr₹3100 Cr₹3725 Cr₹3077 Cr₹2197 Cr₹1659 Cr₹330 Cr₹338 Cr₹285 Cr₹268 Cr₹238 Cr₹231 Cr₹230 Cr₹249 Cr₹217 Cr₹195 Cr₹180 Cr₹163 Cr
₹27 Cr₹26 Cr₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0
₹86 L₹18 L₹69 L₹91 L₹0₹23 L₹14 L₹0₹0₹17 Cr₹66 L₹0₹0₹0₹16 Cr₹10 Cr₹1 Cr₹1 Cr₹1 Cr
₹8 Cr₹8 Cr₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹8 Cr₹8 Cr₹8 Cr₹0₹0₹0₹0
₹195 Cr₹197 Cr₹154 Cr₹153 Cr₹136 Cr₹135 Cr₹134 Cr₹134 Cr₹134 Cr₹125 Cr₹132 Cr₹132 Cr₹132 Cr₹132 Cr₹132 Cr₹132 Cr₹132 Cr₹134 Cr₹138 Cr
₹130 Cr₹131 Cr₹129 Cr₹126 Cr₹127 Cr₹126 Cr₹125 Cr₹124 Cr₹124 Cr₹123 Cr₹126 Cr₹125 Cr₹125 Cr₹124 Cr₹123 Cr₹122 Cr₹122 Cr₹123 Cr₹128 Cr
₹65 Cr₹67 Cr₹25 Cr₹27 Cr₹9 Cr₹9 Cr₹9 Cr₹10 Cr₹10 Cr₹1 Cr₹7 Cr₹7 Cr₹7 Cr₹7 Cr₹9 Cr₹10 Cr₹10 Cr₹11 Cr₹10 Cr
₹0₹0₹0₹7 L₹9 Cr₹7 Cr₹4 Cr₹2 Cr₹2 L₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0
₹2211 Cr₹3158 Cr₹2751 Cr₹3434 Cr₹2803 Cr₹2042 Cr₹1572 Cr₹257 Cr₹273 Cr₹240 Cr₹211 Cr₹168 Cr₹98 Cr₹95 Cr₹107 Cr₹87 Cr₹90 Cr₹97 Cr₹58 Cr
₹2211 Cr₹3158 Cr₹2751 Cr₹3434 Cr₹2803 Cr₹2042 Cr₹1572 Cr₹257 Cr₹273 Cr₹240 Cr₹211 Cr₹168 Cr₹98 Cr₹95 Cr₹107 Cr₹87 Cr₹90 Cr₹97 Cr₹58 Cr
₹5 Cr₹13 Cr₹61 Cr₹61 Cr₹29 Cr₹82 Cr₹30 Cr₹33 Cr₹31 Cr₹18 Cr₹19 Cr₹17 Cr₹11 Cr₹10 Cr₹9 Cr₹0₹0₹0₹0
₹4 Cr₹7 Cr₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0
₹2355 Cr₹3317 Cr₹2904 Cr₹3523 Cr₹2851 Cr₹2140 Cr₹1615 Cr₹302 Cr₹314 Cr₹260 Cr₹237 Cr₹193 Cr₹124 Cr₹121 Cr₹134 Cr₹97 Cr₹100 Cr₹108 Cr₹68 Cr
₹0₹0₹0₹0₹0₹0₹0₹9 Cr₹5 Cr₹5 Cr₹8 Cr₹4 Cr₹1 Cr₹1 Cr₹2 Cr₹2 Cr₹2 Cr₹3 Cr₹3 Cr
₹90 L₹17 Cr₹18 Cr₹1 Cr₹2 Cr₹3 Cr₹1 Cr₹0₹1 Cr₹6 Cr₹3 Cr₹17 Cr₹80 Cr₹85 Cr₹44 Cr₹36 Cr₹2 Cr₹1 Cr₹10 L
₹338 Cr₹40 Cr₹60 Cr₹78 Cr₹109 Cr₹22 Cr₹17 Cr₹5 Cr₹9 Cr₹3 Cr₹2 Cr₹4 Cr₹15 Cr₹2 Cr₹25 Cr₹18 Cr₹1 Cr₹2 Cr₹96 L
₹17 Cr₹178 Cr₹4 Cr₹4 Cr₹4 Cr₹4 Cr₹3 Cr₹3 Cr₹2 Cr₹23 L₹24 L₹41 L₹34 L₹16 L₹76 L₹47 Cr₹64 Cr₹53,998₹82,261
₹3 L₹17 L₹114 Cr₹119 Cr₹112 Cr₹29 Cr₹23 Cr₹12 Cr₹6 Cr₹10 Cr₹19 Cr₹21 Cr₹11 Cr₹22 Cr₹43 Cr₹19 Cr₹25 Cr₹67 Cr₹90 Cr
₹356 Cr₹236 Cr₹197 Cr₹202 Cr₹227 Cr₹57 Cr₹44 Cr₹28 Cr₹24 Cr₹25 Cr₹32 Cr₹46 Cr₹107 Cr₹109 Cr₹115 Cr₹120 Cr₹95 Cr₹73 Cr₹95 Cr
₹344 Cr₹227 Cr₹188 Cr₹192 Cr₹223 Cr₹52 Cr₹32 Cr₹19 Cr₹16 Cr₹6 Cr₹28 Cr₹42 Cr₹107 Cr₹101 Cr₹87 Cr₹102 Cr₹85 Cr₹68 Cr₹92 Cr
₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹1,845₹36,944
₹2711 Cr₹3552 Cr₹3100 Cr₹3725 Cr₹3077 Cr₹2197 Cr₹1659 Cr₹330 Cr₹338 Cr₹285 Cr₹268 Cr₹238 Cr₹231 Cr₹230 Cr₹249 Cr₹217 Cr₹195 Cr₹180 Cr₹163 Cr
₹727₹857₹710₹767₹629₹453₹333₹78₹73₹63₹60₹53₹51₹50₹50₹48₹47₹45₹41
₹727₹857₹710₹767₹629₹453₹333₹78₹73₹63₹60₹53₹51₹50₹50₹48₹47₹45₹41

Cash Flow

Consolidated
Standalone
%
Name
Profit Before Tax
Adjustment
Changes In working Capital
Cash Flow after changes in Working Capital
Cash Flow from Operating Activities
Cash Flow from Investing Activities
Cash Flow from Financing Activitie
Net Cash Inflow / Outflow
Opening Cash & Cash Equivalents
Closing Cash & Cash Equivalent
Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012Mar 2011Mar 2010Mar 2009Mar 2008Mar 2007
₹58 Cr₹386 Cr₹58 Cr₹210 Cr₹208 Cr-₹5 Cr-₹13 Cr₹30 Cr₹58 Cr₹10 Cr₹8 Cr₹4 Cr₹4 Cr₹3 Cr₹7 Cr₹7 Cr₹10 Cr₹17 Cr₹10 Cr
₹10 Cr-₹20 Cr-₹9 Cr-₹13 Cr-₹6 Cr-₹16 Cr-₹6 Cr-₹35 Cr-₹64 Cr-₹25 Cr-₹48 Cr-₹8 Cr₹7 Cr₹4 Cr-₹59 L-₹4 Cr-₹9 Cr-₹13 Cr-₹3 Cr
₹158 Cr-₹61 Cr-₹30 Cr-₹21 L-₹30 Cr-₹83 Cr₹1 Cr-₹11 Cr₹8 Cr-₹88 L₹11 Cr₹55 Cr₹12 Cr-₹23 Cr-₹5 Cr-₹1 Cr-₹16 Cr₹24 Cr-₹32 Cr
₹226 Cr₹305 Cr₹19 Cr₹197 Cr₹173 Cr-₹104 Cr-₹18 Cr-₹16 Cr₹1 Cr-₹16 Cr-₹29 Cr₹51 Cr₹23 Cr-₹16 Cr₹1 Cr₹2 Cr-₹15 Cr₹28 Cr-₹25 Cr
₹200 Cr₹194 Cr₹7 Cr₹165 Cr₹166 Cr-₹104 Cr-₹22 Cr-₹21 Cr-₹12 Cr-₹17 Cr-₹30 Cr₹52 Cr₹22 Cr-₹16 Cr-₹53 L₹88 L-₹17 Cr₹28 Cr-₹25 Cr
₹137 Cr-₹197 Cr₹27 Cr-₹185 Cr-₹72 Cr₹113 Cr₹30 Cr₹17 Cr₹35 Cr₹4 Cr₹27 Cr-₹61 Cr-₹9 Cr₹10 Cr₹2 Cr₹7 Cr₹16 Cr-₹27 Cr₹25 Cr
-₹44 Cr-₹13 Cr-₹68 Cr-₹11 Cr-₹6 Cr-₹5 Cr-₹5 Cr-₹1 L-₹17 Cr₹14 Cr₹43 L-₹2 Cr-₹16 L-₹17 Cr₹6 Cr₹8 Cr-₹1 L₹0₹1 L
₹293 Cr-₹15 Cr-₹34 Cr-₹31 Cr₹88 Cr₹4 Cr₹3 Cr-₹4 Cr₹6 Cr₹1 Cr-₹2 Cr-₹11 Cr₹13 Cr-₹23 Cr₹7 Cr₹17 Cr-₹34 L₹54 L-₹7 L
₹29 Cr₹45 Cr₹78 Cr₹109 Cr₹22 Cr₹17 Cr₹14 Cr₹9 Cr₹3 Cr₹2 Cr₹4 Cr₹15 Cr₹2 Cr₹25 Cr₹18 Cr₹1 Cr₹2 Cr₹96 L₹1 Cr
₹322 Cr₹29 Cr₹45 Cr₹78 Cr₹109 Cr₹22 Cr₹17 Cr₹5 Cr₹9 Cr₹3 Cr₹2 Cr₹4 Cr₹15 Cr₹2 Cr₹25 Cr₹18 Cr₹1 Cr₹2 Cr₹96 L

Fundamental Ratios

Consolidated
Standalone

Share Price Live Stats

Open (₹)241.15
Volume (₹)6,473.00
High (₹)242.16
Upper Circuit289.38
Low (₹)236.35
Lower Circuit192.92
Prev Close241.15
52W High (₹)339.00
Price242.00
52W Low (₹)198.81

Share Market Cap & Key Ratios Overview

M.Cap (₹)759.36 Cr
Div. Yield (%)0.62
PE Ratio16.30
Debt to Equity0.00
Price to Book0.28
Book Value726.80
EPS (TTM)14.85
Face Value10.00
ROE (%)1.69

Stock Analysis (SWOT)

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Peer Stocks

1 week
1 month
1 year
Name
BAJAJFINSVNSE
AIILNSE
CHOLAHLDNGNSE
CGCLNSE
TVSHLTDNSE
MAHSCOOTERNSE
JSWHLNSE
JMFINANCILNSE
TSFINVNSE
RELIGARENSE
VLSFINANCENSE
LTP
1W Low
1W High
Market cap (₹)
1762.3-90.2 (-4.87%)
1760.90
1864.80
2,95,741Cr
554.35-4.65 (-0.83%)
544.15
565
47,744Cr
1426.1-81.6 (-5.41%)
1405.40
1507.50
27,662Cr
259.4-11.25 (-4.16%)
256.25
276.60
25,824Cr
12501-311 (-2.43%)
12185
12875
25,409Cr
13298-431 (-3.14%)
13080
13771
15,183Cr
11116-166 (-1.47%)
11038
11424
12,550Cr
127.03+0.73 (0.58%)
124.56
128.50
12,201Cr
458+2.35 (0.52%)
451
467.35
10,262Cr
240.32-12.7 (-5.02%)
240.10
256
8,680Cr
242+3.8 (1.60%)
231.85
243
759Cr

VLS Finance Ltd Annual Results Key Takeaways

Operating profit (before other income, interest and exceptional items) was ₹119.87Cr; with other income of ₹1.72Cr, profit before interest and tax came to ₹119.21Cr. Interest expense was ₹2.8Lakh; PBT before exceptional items stood at ₹119.18Cr. Basis: consolidated annual results.

VLS Finance Ltd Quaterly Results Key Takeaways

VLS Finance Ltd reported ₹123.59Cr total income from operations in Jun 2026, softer than ₹-₹98.86Cr in Mar 2026 but higher than ₹98.57Cr in Jun 2025. Operating profit (before other income, interest and exceptional items) was ₹119.87Cr; with other income of ₹1.72Cr, profit before interest and tax came to ₹119.21Cr. Interest expense was ₹2.8Lakh, taking profit before tax to ₹119.18Cr. After tax of ₹23.19Cr, profit after tax stood at ₹95.99Cr (vs ₹-₹74.54Cr in Mar 2026 and ₹71.14Cr in Jun 2025).