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Spandana Sphoorty Financial Results

Financial overview

CAGR%
Sales
Profits
Returns
ROE
10Y5Y3YTTM
--7%-10%-57%
---32%
--17%-33%-12%
1%-9%-16%-30%

Peer Comparison

Symbol
BAJFINANCE
SHRIRAMFIN
JIOFIN
CHOLAFIN
TATACAP
BAJAJHLDNG
MUTHOOTFIN
ABCAPITAL
LTF
SBICARD
SPANDANA
PriceM.Cap (₹)PE RatioEPS (₹)EV/EBITDAAnnual PAT
1,049₹658083 Cr32.419.6234.29₹19017 Cr
1,044.2₹246322 Cr21.7614.6751.11₹10024 Cr
237.45₹156494 Cr75.731.263.18₹1561 Cr
1,849.3₹155440 Cr27.0319.4270.75₹5233 Cr
371.85₹154874 Cr28.663.6514.08₹4846 Cr
11,165₹123428 Cr13.94243.19798.9₹9637 Cr
2,926.5₹117849 Cr10.3669.72286.63₹10590 Cr
402₹108652 Cr26.474.316.15₹3764 Cr
316.9₹78223 Cr24.583.613.62₹2981 Cr
661₹60244 Cr26.486.9825.29₹2167 Cr
236.52₹2095 Cr1.49-35.25-₹699 Cr

Profit & Loss

Consolidated
Standalone
Quarterly
Yearly
%
Name
Net Revenue
Other Income
Total Revenue
Total Expenditure
Operating Profit
Interest Expense
PBT
Net Profit
Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023Dec 2022Sep 2022Jun 2022Mar 2022Dec 2021Sep 2021Jun 2021Mar 2021Dec 2020Sep 2020Jun 2020Mar 2020Dec 2019Sep 2019Jun 2019Mar 2019Dec 2018Sep 2018
₹284 Cr₹260 Cr₹234 Cr₹230 Cr₹300 Cr₹415 Cr₹552 Cr₹682 Cr₹707 Cr₹676 Cr₹626 Cr₹610 Cr₹512 Cr₹498 Cr₹355 Cr₹298 Cr₹250 Cr₹287 Cr₹346 Cr₹396 Cr₹434 Cr₹474 Cr₹338 Cr₹345 Cr₹326 Cr₹429 Cr₹350 Cr₹358 Cr₹298 Cr₹265 Cr₹291 Cr₹257 Cr
₹19 Cr₹17 Cr₹11 Cr₹10 Cr₹4 Cr₹4 Cr₹18 Cr₹20 Cr₹27 Cr₹34 Cr₹31 Cr₹30 Cr₹16 Cr₹35 Cr₹20 Cr₹12 Cr₹9 Cr₹12 Cr₹4 Cr₹53 L₹73 L₹6 Cr₹6 Cr₹9 Cr₹99 L₹11 Cr₹8 Cr₹8 Cr₹7 Cr₹3 Cr₹2 Cr₹4 L
₹303 Cr₹277 Cr₹246 Cr₹239 Cr₹304 Cr₹419 Cr₹569 Cr₹702 Cr₹734 Cr₹710 Cr₹657 Cr₹640 Cr₹527 Cr₹533 Cr₹375 Cr₹310 Cr₹259 Cr₹299 Cr₹350 Cr₹396 Cr₹435 Cr₹480 Cr₹344 Cr₹354 Cr₹327 Cr₹440 Cr₹358 Cr₹366 Cr₹305 Cr₹269 Cr₹293 Cr₹257 Cr
₹154 Cr₹143 Cr₹262 Cr₹447 Cr₹631 Cr₹811 Cr₹928 Cr₹732 Cr₹399 Cr₹288 Cr₹236 Cr₹245 Cr₹167 Cr₹245 Cr₹158 Cr₹135 Cr₹463 Cr₹153 Cr₹151 Cr₹318 Cr₹220 Cr₹275 Cr₹265 Cr₹179 Cr₹164 Cr₹249 Cr₹98 Cr₹75 Cr₹73 Cr₹71 Cr₹54 Cr₹55 Cr
₹152 Cr₹138 Cr-₹13 Cr-₹203 Cr-₹323 Cr-₹385 Cr-₹353 Cr-₹25 Cr₹339 Cr₹428 Cr₹426 Cr₹400 Cr₹363 Cr₹291 Cr₹219 Cr₹178 Cr-₹202 Cr₹148 Cr₹201 Cr₹80 Cr₹217 Cr₹208 Cr₹81 Cr₹177 Cr₹165 Cr₹193 Cr₹263 Cr₹294 Cr₹234 Cr₹200 Cr₹241 Cr₹204 Cr
₹132 Cr₹126 Cr₹109 Cr₹120 Cr₹154 Cr₹185 Cr₹229 Cr₹258 Cr₹259 Cr₹249 Cr₹250 Cr₹228 Cr₹200 Cr₹149 Cr₹121 Cr₹91 Cr₹97 Cr₹108 Cr₹139 Cr₹150 Cr₹143 Cr₹138 Cr₹116 Cr₹84 Cr₹85 Cr₹83 Cr₹85 Cr₹100 Cr₹89 Cr₹90 Cr₹98 Cr₹89 Cr
₹18 Cr₹8 Cr-₹125 Cr-₹327 Cr-₹481 Cr-₹578 Cr-₹588 Cr-₹289 Cr₹75 Cr₹172 Cr₹170 Cr₹168 Cr₹161 Cr₹139 Cr₹96 Cr₹84 Cr-₹301 Cr₹38 Cr₹59 Cr-₹72 Cr₹71 Cr₹67 Cr-₹37 Cr₹91 Cr₹78 Cr₹108 Cr₹176 Cr₹191 Cr₹143 Cr₹108 Cr₹142 Cr₹114 Cr
₹12 Cr₹5 Cr-₹95 Cr-₹249 Cr-₹360 Cr-₹434 Cr-₹440 Cr-₹216 Cr₹56 Cr₹129 Cr₹127 Cr₹125 Cr₹119 Cr₹106 Cr₹71 Cr₹55 Cr-₹220 Cr₹29 Cr₹45 Cr-₹59 Cr₹55 Cr₹49 Cr-₹30 Cr₹67 Cr₹59 Cr₹83 Cr₹130 Cr₹46 Cr₹93 Cr₹74 Cr₹93 Cr₹74 Cr

Balance Sheet

Consolidated
Standalone
%
Name
Equity And Liabilities
Share Capital
Share Warrants & Outstandings
Total Reserves
Reserve excluding Revaluation Reserve
Shareholder's Funds
Minority Interest
Secured Loans
Unsecured Loans
Deferred Tax Assets / Liabilities
Other Long Term Liabilities
Long Term Provisions
Total Non-Current Liabilities
Current Liabilities
Trade Payables
Other Current Liabilities
Short Term Borrowings
Short Term Provisions
Total Current Liabilities
Total Liabilities
Contingent Liabilities
Total Debt
Assets
Loans (Non - Current Assets)
Gross Block
Less Accumulated Depreciation
Net Block
Non Current Investments
Long Term Investment
Long Term Loans & Advances
Other Non Current Assets
Total Non-Current Assets
Current Assets Loans & Advances
Currents Investments
Inventories
Sundry Debtors
Cash and Bank
Other Current Assets
Short Term Loans and Advances
Total Current Assets
Net Current Assets (Including Current Investments)
Total Assets
Book Value
Adjusted Book Value
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018
₹80 Cr₹71 Cr₹71 Cr₹71 Cr₹69 Cr₹64 Cr₹64 Cr₹60 Cr₹30 Cr
₹56 Cr₹77 Cr₹62 Cr₹45 Cr₹95 Cr₹15 Cr₹6 Cr₹4 Cr₹15 L
₹1993 Cr₹2485 Cr₹3511 Cr₹2983 Cr₹2923 Cr₹2670 Cr₹2555 Cr₹1826 Cr₹1361 Cr
₹1993 Cr₹2485 Cr₹3511 Cr₹2983 Cr₹2923 Cr₹2670 Cr₹2555 Cr₹1826 Cr₹1361 Cr
₹2129 Cr₹2633 Cr₹3645 Cr₹3099 Cr₹3088 Cr₹2749 Cr₹2626 Cr₹1889 Cr₹1391 Cr
₹18 L₹23 L₹29 L₹23 L₹2 Cr₹2 Cr₹1 Cr₹92 L₹0
₹1311 Cr₹1493 Cr₹3114 Cr₹6054 Cr₹3752 Cr₹5353 Cr₹3000 Cr₹2926 Cr₹2290 Cr
₹0₹0₹0₹20 Cr₹20 Cr₹20 Cr₹20 Cr₹42 Cr₹41 Cr
-₹703 Cr-₹475 Cr-₹133 Cr-₹197 Cr-₹184 Cr-₹105 Cr-₹7 Cr-₹200 Cr-₹384 Cr
₹9 Cr₹39 Cr₹50 Cr₹0₹0₹0₹0₹0₹0
₹24 Cr₹23 Cr₹19 Cr₹6 Cr₹4 Cr₹2 Cr₹3 Cr₹36 L₹39 L
₹642 Cr₹1079 Cr₹3050 Cr₹5883 Cr₹3592 Cr₹5270 Cr₹3016 Cr₹2768 Cr₹1948 Cr
₹11 Cr₹9 Cr₹8 Cr₹0₹0₹0₹0₹0₹63 L
₹117 Cr₹125 Cr₹232 Cr₹199 Cr₹182 Cr₹311 Cr₹257 Cr₹67 Cr₹32 Cr
₹2631 Cr₹4162 Cr₹6311 Cr₹0₹0₹0₹5 Cr₹0₹4 L
₹12 Cr₹10 Cr₹4 Cr₹5 Cr₹28 Cr₹140 Cr₹65 Cr₹6 Cr₹9 Cr
₹2772 Cr₹4306 Cr₹6555 Cr₹203 Cr₹210 Cr₹451 Cr₹327 Cr₹73 Cr₹42 Cr
₹5544 Cr₹8018 Cr₹13250 Cr₹9186 Cr₹6892 Cr₹8472 Cr₹5970 Cr₹4732 Cr₹3380 Cr
₹56 Cr₹130 Cr₹232 Cr₹55 Cr₹51 Cr₹71 Cr₹61 Cr₹5 Cr₹5 Cr
₹3943 Cr₹5656 Cr₹9425 Cr₹6074 Cr₹3772 Cr₹5373 Cr₹3025 Cr₹2968 Cr₹2331 Cr
₹3861 Cr₹5708 Cr₹11014 Cr₹7760 Cr₹5518 Cr₹6933 Cr₹4977 Cr₹4268 Cr₹3090 Cr
₹124 Cr₹129 Cr₹113 Cr₹100 Cr₹83 Cr₹92 Cr₹80 Cr₹64 Cr₹39 Cr
₹85 Cr₹77 Cr₹61 Cr₹53 Cr₹52 Cr₹54 Cr₹46 Cr₹38 Cr₹30 Cr
₹39 Cr₹52 Cr₹52 Cr₹47 Cr₹31 Cr₹38 Cr₹34 Cr₹27 Cr₹8 Cr
₹0₹16 Cr₹112 Cr₹189 Cr₹2 Cr₹2 Cr₹487 Cr₹10 L₹10 L
₹0₹16 Cr₹112 Cr₹189 Cr₹2 Cr₹2 Cr₹487 Cr₹10 L₹10 L
₹117 Cr₹110 Cr₹25 Cr₹47 Cr₹23 Cr₹19 Cr₹21 Cr₹11 Cr₹6 Cr
₹136 Cr₹130 Cr₹285 Cr₹0₹0₹0₹0₹0₹0
₹4153 Cr₹6016 Cr₹11489 Cr₹8043 Cr₹5575 Cr₹6992 Cr₹5519 Cr₹4305 Cr₹3104 Cr
₹114 Cr₹94 Cr₹0₹0₹0₹0₹0₹0₹0
₹0₹0₹0₹1 Cr₹0₹0₹0₹0₹0
₹0₹0₹0₹0₹0₹12 Cr₹22 Cr₹4 Cr₹3 Cr
₹1194 Cr₹1800 Cr₹1638 Cr₹1005 Cr₹1202 Cr₹1381 Cr₹257 Cr₹352 Cr₹208 Cr
₹81 Cr₹100 Cr₹98 Cr₹131 Cr₹109 Cr₹72 Cr₹155 Cr₹11 Cr₹94 L
₹2 Cr₹8 Cr₹24 Cr₹6 Cr₹7 Cr₹15 Cr₹16 Cr₹61 Cr₹64 Cr
₹1391 Cr₹2002 Cr₹1761 Cr₹1143 Cr₹1317 Cr₹1480 Cr₹451 Cr₹427 Cr₹276 Cr
-₹1382 Cr-₹2304 Cr-₹4794 Cr₹940 Cr₹1107 Cr₹1029 Cr₹124 Cr₹353 Cr₹234 Cr
₹5544 Cr₹8018 Cr₹13250 Cr₹9186 Cr₹6892 Cr₹8472 Cr₹5970 Cr₹4732 Cr₹3380 Cr
₹259₹358₹502₹430₹433₹425₹407₹316₹467
₹259₹341₹478₹430₹433₹425₹407₹316₹467

Cash Flow

Consolidated
Standalone
%
Name
Profit Before Tax
Adjustment
Changes In working Capital
Cash Flow after changes in Working Capital
Cash Flow from Operating Activities
Cash Flow from Investing Activities
Cash Flow from Financing Activitie
Net Cash Inflow / Outflow
Opening Cash & Cash Equivalents
Closing Cash & Cash Equivalent
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018
-₹925 Cr-₹1379 Cr₹671 Cr₹18 Cr₹97 Cr₹200 Cr₹618 Cr₹473 Cr₹283 Cr
-₹474 Cr₹186 Cr-₹87 Cr₹529 Cr₹456 Cr₹677 Cr₹287 Cr₹48 Cr-₹27 Cr
₹2277 Cr₹4943 Cr-₹3147 Cr-₹2676 Cr₹527 Cr-₹2548 Cr-₹923 Cr-₹1082 Cr-₹2038 Cr
₹878 Cr₹3750 Cr-₹2564 Cr-₹2130 Cr₹1080 Cr-₹1670 Cr-₹17 Cr-₹560 Cr-₹1782 Cr
₹882 Cr₹3681 Cr-₹2679 Cr-₹2171 Cr₹863 Cr-₹1754 Cr-₹35 Cr-₹573 Cr-₹1855 Cr
₹165 Cr-₹132 Cr-₹172 Cr-₹175 Cr₹36 Cr₹482 Cr-₹487 Cr-₹33 Cr-₹4 Cr
-₹1514 Cr-₹3712 Cr₹3435 Cr₹2433 Cr-₹1307 Cr₹2348 Cr₹434 Cr₹650 Cr₹1673 Cr
-₹466 Cr-₹162 Cr₹585 Cr₹86 Cr-₹408 Cr₹1076 Cr-₹89 Cr₹44 Cr-₹186 Cr
₹1236 Cr₹1398 Cr₹814 Cr₹727 Cr₹1135 Cr₹60 Cr₹149 Cr₹105 Cr₹290 Cr
₹769 Cr₹1236 Cr₹1398 Cr₹813 Cr₹727 Cr₹1135 Cr₹60 Cr₹149 Cr₹105 Cr

Fundamental Ratios

Consolidated
Standalone
Empty box

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Share Price Live Stats

Open (₹)236.90
Volume (₹)89,455.00
High (₹)239.84
Upper Circuit283.17
Low (₹)235.05
Lower Circuit188.79
Prev Close235.98
52W High (₹)319.40
Price236.52
52W Low (₹)181.10

Share Market Cap & Key Ratios Overview

M.Cap (₹)2094.55 Cr
Div. Yield (%)0.00
PE Ratio0.00
Debt to Equity1.90
Price to Book0.71
Book Value259.24
EPS (TTM)-36.89
Face Value10.00
ROE (%)-30.21

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Peer Stocks

1 week
1 month
1 year
Name
BAJFINANCENSE
SHRIRAMFINNSE
JIOFINNSE
CHOLAFINNSE
TATACAPNSE
BAJAJHLDNGNSE
MUTHOOTFINNSE
ABCAPITALNSE
LTFNSE
SBICARDNSE
SPANDANANSE
LTP
1W Low
1W High
Market cap (₹)
1049-30.9 (-2.86%)
1034.80
1073
6,58,083Cr
1044.2-42.7 (-3.93%)
1026.10
1109.90
2,46,322Cr
237.45-0.95 (-0.40%)
232.30
241.35
1,56,494Cr
1849.3-13.6 (-0.73%)
1773.50
1858
1,55,440Cr
371.85-3.85 (-1.02%)
361.20
373.60
1,54,874Cr
11165-175 (-1.54%)
11028
11644
1,23,428Cr
2926.5-164.5 (-5.32%)
2840
3048.20
1,17,849Cr
402-3.55 (-0.88%)
385.10
409.40
1,08,652Cr
316.9+2.6 (0.83%)
302.70
321
78,223Cr
661+19.95 (3.11%)
622.20
668.45
60,244Cr
236.52-7.78 (-3.18%)
232.50
244.30
2,095Cr

Spandana Sphoorty Financial Ltd Annual Results Key Takeaways

Operating profit (before other income, interest and exceptional items) was ₹152.2Cr; with other income of ₹19.31Cr, profit before interest and tax came to ₹149.64Cr. Interest expense was ₹132.08Cr; PBT before exceptional items stood at ₹17.56Cr. Basis: consolidated annual results.

Spandana Sphoorty Financial Ltd Quaterly Results Key Takeaways

Spandana Sphoorty Financial Ltd reported ₹283.91Cr total income from operations in Jun 2026, softer than ₹259.69Cr in Mar 2026 but higher than ₹300.46Cr in Jun 2025. Operating profit (before other income, interest and exceptional items) was ₹152.2Cr; with other income of ₹19.31Cr, profit before interest and tax came to ₹149.64Cr. Interest expense was ₹132.08Cr, taking profit before tax to ₹17.56Cr. After tax of ₹5.68Cr, profit after tax stood at ₹11.88Cr (vs ₹5.27Cr in Mar 2026 and ₹-₹360.23Cr in Jun 2025).