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Saraswati Commercial (India) Results

Financial overview

CAGR%
Sales
Profits
Returns
ROE
10Y5Y3YTTM
4%18%40%60%
21%34%99%73%
----
8%11%11%9%

Peer Comparison

Symbol
BAJFINANCE
SHRIRAMFIN
JIOFIN
TATACAP
CHOLAFIN
BAJAJHLDNG
MUTHOOTFIN
ABCAPITAL
LTF
SBICARD
ZSARACOM
PriceM.Cap (₹)PE RatioEPS (₹)EV/EBITDAAnnual PAT
957₹611825 Cr30.139.6234.29₹19017 Cr
950₹232485 Cr20.5414.6751.11₹10024 Cr
219₹143882 Cr69.631.263.18₹1561 Cr
316.95₹138998 Cr25.723.6514.08₹4846 Cr
1,563₹138917 Cr24.1619.4270.47₹5233 Cr
10,774₹119694 Cr13.51243.19798.9₹9637 Cr
2,580₹105466 Cr9.2769.72286.63₹10590 Cr
378.9₹105275 Cr25.654.316.15₹3764 Cr
258.8₹67021 Cr21.063.613.62₹2981 Cr
568₹54482 Cr23.956.9825.29₹2167 Cr
9,750₹1062 Cr8.03579.941,207.29₹92 Cr

Profit & Loss

Consolidated
Standalone
Quarterly
Yearly
₹
%
Name
Net Revenue
Other Income
Total Revenue
Total Expenditure
Operating Profit
Interest Expense
PBT
Net Profit
Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023Dec 2022Sep 2022Jun 2022Mar 2022Dec 2021Sep 2021Jun 2021Mar 2021Dec 2020Sep 2020Jun 2020Mar 2020Dec 2019Sep 2019Jun 2019Mar 2019Dec 2018Sep 2018Jun 2018
₹76 Cr-₹16 Cr₹33 Cr₹73 Cr₹31 Cr-₹26 Cr-₹45 Cr₹78 Cr₹68 Cr₹30 Cr₹40 Cr₹29 Cr₹30 Cr-₹18 Cr₹12 Cr₹57 Cr-₹28 Cr₹11 Cr-₹11 Cr₹67 Cr₹20 Cr-₹4 Cr₹3 Cr₹20 Cr₹8 Cr₹50 L₹27 L₹56 L₹13 L₹5 Cr₹1 Cr₹1 Cr₹2 Cr
₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹10 L₹0₹0₹0₹60,000₹0₹0₹2 L₹0₹0₹0₹0₹2 L₹2 L₹8 L₹4 L₹0₹10,000₹0₹6 L₹0₹1 L
₹76 Cr-₹16 Cr₹33 Cr₹73 Cr₹31 Cr-₹26 Cr-₹45 Cr₹78 Cr₹68 Cr₹30 Cr₹40 Cr₹29 Cr₹30 Cr-₹18 Cr₹12 Cr₹57 Cr-₹28 Cr₹11 Cr-₹11 Cr₹67 Cr₹20 Cr-₹4 Cr₹3 Cr₹20 Cr₹8 Cr₹57 L₹30 L₹56 L₹13 L₹5 Cr₹2 Cr₹1 Cr₹2 Cr
₹1 Cr₹2 Cr₹1 Cr₹82 L₹2 Cr₹1 Cr₹78 L₹2 Cr₹1 Cr₹1 Cr₹91 L₹61 L₹70 L₹1 Cr₹64 L₹65 L₹50 L₹83 L₹36 L₹65 L₹46 L₹56 L₹27 L₹49 L₹31 L₹12 Cr₹28 L₹57 L₹2 Cr₹6 Cr₹32 L₹2 Cr₹63 L
₹74 Cr-₹18 Cr₹31 Cr₹72 Cr₹30 Cr-₹28 Cr-₹46 Cr₹77 Cr₹67 Cr₹29 Cr₹39 Cr₹28 Cr₹29 Cr-₹19 Cr₹12 Cr₹57 Cr-₹28 Cr₹10 Cr-₹11 Cr₹66 Cr₹20 Cr-₹5 Cr₹3 Cr₹20 Cr₹8 Cr-₹11 Cr₹3 L-₹40,000-₹2 Cr-₹30 L₹1 Cr-₹94 L₹98 L
₹0₹57 L₹1 Cr₹68 L₹49 L₹74 L₹64 L₹15 L₹6 L₹54 L₹26 L₹42 L₹47 L₹87 L₹25 L₹18 L₹47 L₹57 L₹0₹20 L₹15 L₹15 L₹31 L₹75 L₹31 L₹10 L₹8 L₹6 L₹6 L₹2 L₹0₹9 L₹5 L
₹74 Cr-₹19 Cr₹30 Cr₹72 Cr₹29 Cr-₹28 Cr-₹46 Cr₹77 Cr₹67 Cr₹29 Cr₹39 Cr₹28 Cr₹28 Cr-₹20 Cr₹11 Cr₹56 Cr-₹29 Cr₹10 Cr-₹11 Cr₹66 Cr₹20 Cr-₹5 Cr₹3 Cr₹19 Cr₹8 Cr-₹11 Cr-₹5 L-₹7 L-₹2 Cr-₹32 L₹1 Cr-₹1 Cr₹93 L
₹64 Cr-₹16 Cr₹25 Cr₹60 Cr₹24 Cr-₹23 Cr-₹39 Cr₹63 Cr₹52 Cr₹22 Cr₹33 Cr₹24 Cr₹24 Cr-₹17 Cr₹8 Cr₹45 Cr-₹25 Cr₹6 Cr-₹11 Cr₹53 Cr₹16 Cr₹96 L₹2 Cr₹14 Cr₹4 Cr-₹6 Cr-₹10 L-₹2 Cr-₹2 Cr-₹78 L₹1 Cr-₹59 L₹64 L

Balance Sheet

Consolidated
Standalone
₹
%
Name
Equity And Liabilities
Share Capital
Share Warrants & Outstandings
Total Reserves
Reserve excluding Revaluation Reserve
Shareholder's Funds
Minority Interest
Deferred Tax Assets / Liabilities
Long Term Provisions
Total Non-Current Liabilities
Current Liabilities
Trade Payables
Other Current Liabilities
Short Term Borrowings
Short Term Provisions
Total Current Liabilities
Total Liabilities
Contingent Liabilities
Total Debt
Assets
Loans (Non - Current Assets)
Gross Block
Less Accumulated Depreciation
Net Block
Non Current Investments
Long Term Investment
Long Term Loans & Advances
Other Non Current Assets
Total Non-Current Assets
Current Assets Loans & Advances
Currents Investments
Inventories
Sundry Debtors
Cash and Bank
Other Current Assets
Short Term Loans and Advances
Total Current Assets
Net Current Assets (Including Current Investments)
Total Assets
Book Value
Adjusted Book Value
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
———————————
₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹64 L₹64 L
₹0₹0₹0₹0₹0₹0₹0₹0₹0₹39 L₹0
₹1100 Cr₹966 Cr₹696 Cr₹437 Cr₹426 Cr₹278 Cr₹156 Cr₹244 Cr₹128 Cr₹115 Cr₹35 Cr
₹1100 Cr₹966 Cr₹696 Cr₹437 Cr₹426 Cr₹278 Cr₹156 Cr₹244 Cr₹128 Cr₹115 Cr₹35 Cr
₹1101 Cr₹968 Cr₹697 Cr₹438 Cr₹427 Cr₹279 Cr₹157 Cr₹245 Cr₹129 Cr₹116 Cr₹35 Cr
₹6 Cr₹5 Cr₹5 Cr₹3 Cr₹3 Cr₹2 Cr₹93 L₹1 Cr₹11 L₹11 L₹0
₹104 Cr₹92 Cr₹54 Cr₹26 Cr₹29 Cr₹11 Cr-₹5 Cr₹7 Cr-₹3 Cr-₹2 Cr-₹96 L
₹57 L₹51 L₹14 Cr₹16 L₹16 L₹16 L₹15 L₹14 L₹14 L₹20 L₹3 L
₹104 Cr₹92 Cr₹68 Cr₹26 Cr₹30 Cr₹12 Cr-₹5 Cr₹7 Cr-₹3 Cr-₹2 Cr-₹93 L
———————————
₹5 Cr₹26 L₹13 Cr₹7 L₹1 L₹82 L₹2 L₹2 L₹6 L₹8 Cr₹0
₹1 Cr₹84 L₹58 L₹47 L₹40 L₹32 L₹5 L₹30 L₹23 L₹67 L₹5 Cr
₹12 L₹43 Cr₹2 L₹22 Cr₹28 Cr₹5 Cr₹10 Cr₹52 L₹32 Cr₹8 Cr₹42 Cr
₹8 L₹0₹0₹14 L₹11 Cr₹2 Cr₹2 Cr₹0₹4 Cr₹3 Cr₹3 Cr
₹6 Cr₹44 Cr₹14 Cr₹23 Cr₹39 Cr₹8 Cr₹12 Cr₹84 L₹36 Cr₹20 Cr₹49 Cr
₹1218 Cr₹1109 Cr₹783 Cr₹491 Cr₹498 Cr₹300 Cr₹164 Cr₹254 Cr₹163 Cr₹134 Cr₹84 Cr
₹3 Cr₹2 Cr₹2 Cr₹2 Cr₹5 Cr₹2 Cr₹4 Cr₹1 Cr₹8 Cr₹10 Cr₹7 L
₹12 L₹43 Cr₹2 L₹22 Cr₹28 Cr₹5 Cr₹10 Cr₹52 L₹32 Cr₹8 Cr₹42 Cr
———————————
₹116 Cr₹34 L₹2 Cr₹0₹0₹0₹0₹0₹0₹0₹0
₹15 L₹13 L₹11 L₹10 L₹10 L₹8 L₹7 L₹8 L₹99 L₹97 L₹61,117
₹10 L₹9 L₹7 L₹7 L₹5 L₹4 L₹3 L₹2 L₹91 L₹89 L₹29,622
₹5 L₹5 L₹4 L₹4 L₹5 L₹4 L₹4 L₹5 L₹8 L₹8 L₹31,495
₹712 Cr₹627 Cr₹470 Cr₹447 Cr₹412 Cr₹292 Cr₹137 Cr₹238 Cr₹87 Cr₹95 Cr₹25 Cr
₹712 Cr₹627 Cr₹470 Cr₹447 Cr₹412 Cr₹292 Cr₹137 Cr₹238 Cr₹87 Cr₹95 Cr₹25 Cr
₹15,000₹38 L₹13 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹3 Cr₹1 Cr₹0
₹1 Cr₹1 Cr₹1 Cr₹0₹0₹0₹0₹0₹6,000₹8,407₹11,214
₹829 Cr₹629 Cr₹487 Cr₹448 Cr₹413 Cr₹293 Cr₹138 Cr₹239 Cr₹90 Cr₹96 Cr₹25 Cr
———————————
₹385 Cr₹457 Cr₹292 Cr₹42 Cr₹61 Cr₹0₹0₹0₹32 Cr₹2 Cr₹25 Cr
₹8 L₹10 L₹11 L₹9 L₹10 Cr₹4 Cr₹14 Cr₹8 Cr₹7 Cr₹1 Cr₹19 Cr
₹2 Cr₹0₹1 Cr₹0₹91 L₹0₹12 L₹12,000₹0₹3 Cr₹6 Cr
₹2 Cr₹23 Cr₹3 Cr₹17 L₹2 Cr₹6 L₹8 Cr₹18 L₹32 L₹2 Cr₹9 L
₹2 L₹2 L₹1 Cr₹9 L₹13 L₹98,000₹4 L₹5 L₹82 L₹1 Cr₹80 L
₹0₹0₹0₹14 L₹10 Cr₹3 Cr₹4 Cr₹7 Cr₹32 Cr₹29 Cr₹7 Cr
₹389 Cr₹480 Cr₹297 Cr₹42 Cr₹85 Cr₹8 Cr₹26 Cr₹15 Cr₹73 Cr₹38 Cr₹58 Cr
₹383 Cr₹436 Cr₹283 Cr₹19 Cr₹46 Cr₹6 L₹14 Cr₹14 Cr₹36 Cr₹18 Cr₹9 Cr
₹1218 Cr₹1109 Cr₹783 Cr₹491 Cr₹498 Cr₹300 Cr₹164 Cr₹254 Cr₹163 Cr₹134 Cr₹84 Cr
₹10,050₹8,829₹6,769₹4,254₹4,143₹2,789₹1,567₹2,444₹1,290₹1,807₹549
₹10,050₹8,829₹6,769₹4,254₹4,143₹2,789₹1,567₹2,444₹1,290₹1,807₹549

Cash Flow

Consolidated
Standalone
₹
%
Name
Profit Before Tax
Adjustment
Changes In working Capital
Cash Flow after changes in Working Capital
Cash Flow from Operating Activities
Cash Flow from Investing Activities
Cash Flow from Financing Activitie
Net Cash Inflow / Outflow
Opening Cash & Cash Equivalents
Cash & Cash Equivalent on Amalgamation / Take over / Merger
Closing Cash & Cash Equivalent
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
₹112 Cr₹69 Cr₹123 Cr₹19 Cr₹84 Cr₹25 Cr-₹13 Cr₹74 L₹14 Cr₹5 Cr₹14 Cr
-₹99 Cr-₹37 Cr-₹88 Cr₹17 Cr-₹19 Cr-₹30 Cr-₹2 Cr-₹6 Cr-₹30 Cr-₹8 Cr-₹19 Cr
-₹113 Cr-₹9 Cr₹9 Cr₹3 Cr-₹7 Cr-₹1 Cr-₹2 Cr₹22 Cr₹11 Cr-₹20 Cr-₹9 Cr
-₹100 Cr₹24 Cr₹45 Cr₹39 Cr₹57 Cr-₹7 Cr-₹17 Cr₹16 Cr-₹5 Cr-₹23 Cr-₹14 Cr
-₹114 Cr₹9 Cr₹33 Cr₹27 Cr₹50 Cr-₹5 Cr-₹18 Cr₹16 Cr-₹6 Cr-₹23 Cr-₹16 Cr
₹139 Cr-₹108 Cr-₹7 Cr-₹22 Cr-₹81 Cr₹4 Cr₹16 Cr₹16 Cr₹8 Cr₹27 Cr₹20 Cr
-₹45 Cr₹120 Cr-₹24 Cr-₹7 Cr₹33 Cr-₹7 Cr₹9 Cr-₹31 Cr-₹3 Cr-₹3 Cr-₹4 Cr
-₹21 Cr₹20 Cr₹2 Cr-₹2 Cr₹2 Cr-₹7 Cr₹7 Cr-₹17 L-₹1 Cr₹1 Cr₹7 L
₹23 Cr₹3 Cr₹14 L₹2 Cr₹2 L₹7 Cr₹14 L₹29 L₹2 Cr₹9 L₹2 L
₹0₹0₹0₹0₹0₹0₹0₹0₹0₹3 L₹0
₹2 Cr₹23 Cr₹3 Cr₹14 L₹2 Cr₹2 L₹7 Cr₹12 L₹29 L₹2 Cr₹9 L

Fundamental Ratios

Consolidated
Standalone
Empty box

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Share Price Live Stats

Open (₹)9,872.00
Volume (₹)23.00
High (₹)10,062.00
Upper Circuit12,075.00
Low (₹)9,725.00
Lower Circuit8,051.00
Prev Close10,063.00
52W High (₹)14,400.00
Price9,750.00
52W Low (₹)9,000.00

Share Market Cap & Key Ratios Overview

M.Cap (₹)1062.06 Cr
Div. Yield (%)0.00
PE Ratio8.03
Debt to Equity0.00
Price to Book0.87
Book Value10,050.40
EPS (TTM)1,207.13
Face Value10.00
ROE (%)8.92

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Saraswati Commercial (India) Ltd Annual Results Key Takeaways

Operating profit (before other income, interest and exceptional items) was ₹74.35Cr; with other income of ₹0 cr, profit before interest and tax came to ₹74.35Cr. Interest expense was ₹0 cr; PBT before exceptional items stood at ₹74.35Cr. Basis: consolidated annual results.

Saraswati Commercial (India) Ltd Quaterly Results Key Takeaways

Saraswati Commercial (India) Ltd reported ₹75.58Cr total income from operations in Jun 2026, softer than ₹-₹16.48Cr in Mar 2026 but higher than ₹31.47Cr in Jun 2025. Operating profit (before other income, interest and exceptional items) was ₹74.35Cr; with other income of ₹0 cr, profit before interest and tax came to ₹74.35Cr. Interest expense was ₹0 cr, taking profit before tax to ₹74.35Cr. After tax of ₹10.79Cr, profit after tax stood at ₹63.56Cr (vs ₹-₹16.31Cr in Mar 2026 and ₹23.58Cr in Jun 2025).