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Saraswati Commercial (India) Results

Financial overview

CAGR%
Sales
Profits
Returns
ROE
10Y5Y3YTTM
4%18%40%60%
21%34%99%73%
----
8%11%11%9%

Peer Comparison

Symbol
BAJFINANCE
SHRIRAMFIN
JIOFIN
CHOLAFIN
TATACAP
BAJAJHLDNG
MUTHOOTFIN
ABCAPITAL
LTF
SBICARD
ZSARACOM
PriceM.Cap (₹)PE RatioEPS (₹)EV/EBITDAAnnual PAT
982₹647499 Cr31.899.6234.29₹19017 Cr
990₹236952 Cr20.9414.6751.11₹10024 Cr
227.2₹152995 Cr74.041.263.18₹1561 Cr
1,681.7₹151251 Cr26.319.4270.73₹5233 Cr
336.25₹148592 Cr27.53.6514.08₹4846 Cr
10,917₹126986 Cr14.34243.19798.9₹9637 Cr
2,825.3₹114559 Cr10.0769.72286.63₹10590 Cr
390.1₹110057 Cr26.824.316.15₹3764 Cr
282₹77872 Cr24.473.613.62₹2981 Cr
618.4₹60477 Cr26.586.9825.29₹2167 Cr
10,138₹1118 Cr8.45579.941,207.29₹92 Cr

Profit & Loss

Consolidated
Standalone
Quarterly
Yearly
%

Balance Sheet

Consolidated
Standalone
%
Name
Equity And Liabilities
Share Capital
Share Warrants & Outstandings
Total Reserves
Reserve excluding Revaluation Reserve
Shareholder's Funds
Minority Interest
Deferred Tax Assets / Liabilities
Long Term Provisions
Total Non-Current Liabilities
Current Liabilities
Trade Payables
Other Current Liabilities
Short Term Borrowings
Short Term Provisions
Total Current Liabilities
Total Liabilities
Contingent Liabilities
Total Debt
Assets
Loans (Non - Current Assets)
Gross Block
Less Accumulated Depreciation
Net Block
Non Current Investments
Long Term Investment
Long Term Loans & Advances
Other Non Current Assets
Total Non-Current Assets
Current Assets Loans & Advances
Currents Investments
Inventories
Sundry Debtors
Cash and Bank
Other Current Assets
Short Term Loans and Advances
Total Current Assets
Net Current Assets (Including Current Investments)
Total Assets
Book Value
Adjusted Book Value
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹64 L₹64 L
₹0₹0₹0₹0₹0₹0₹0₹0₹0₹39 L₹0
₹1100 Cr₹966 Cr₹696 Cr₹437 Cr₹426 Cr₹278 Cr₹156 Cr₹244 Cr₹128 Cr₹115 Cr₹35 Cr
₹1100 Cr₹966 Cr₹696 Cr₹437 Cr₹426 Cr₹278 Cr₹156 Cr₹244 Cr₹128 Cr₹115 Cr₹35 Cr
₹1101 Cr₹968 Cr₹697 Cr₹438 Cr₹427 Cr₹279 Cr₹157 Cr₹245 Cr₹129 Cr₹116 Cr₹35 Cr
₹6 Cr₹5 Cr₹5 Cr₹3 Cr₹3 Cr₹2 Cr₹93 L₹1 Cr₹11 L₹11 L₹0
₹104 Cr₹92 Cr₹54 Cr₹26 Cr₹29 Cr₹11 Cr-₹5 Cr₹7 Cr-₹3 Cr-₹2 Cr-₹96 L
₹57 L₹51 L₹14 Cr₹16 L₹16 L₹16 L₹15 L₹14 L₹14 L₹20 L₹3 L
₹104 Cr₹92 Cr₹68 Cr₹26 Cr₹30 Cr₹12 Cr-₹5 Cr₹7 Cr-₹3 Cr-₹2 Cr-₹93 L
₹5 Cr₹26 L₹13 Cr₹7 L₹1 L₹82 L₹2 L₹2 L₹6 L₹8 Cr₹0
₹1 Cr₹84 L₹58 L₹47 L₹40 L₹32 L₹5 L₹30 L₹23 L₹67 L₹5 Cr
₹12 L₹43 Cr₹2 L₹22 Cr₹28 Cr₹5 Cr₹10 Cr₹52 L₹32 Cr₹8 Cr₹42 Cr
₹8 L₹0₹0₹14 L₹11 Cr₹2 Cr₹2 Cr₹0₹4 Cr₹3 Cr₹3 Cr
₹6 Cr₹44 Cr₹14 Cr₹23 Cr₹39 Cr₹8 Cr₹12 Cr₹84 L₹36 Cr₹20 Cr₹49 Cr
₹1218 Cr₹1109 Cr₹783 Cr₹491 Cr₹498 Cr₹300 Cr₹164 Cr₹254 Cr₹163 Cr₹134 Cr₹84 Cr
₹3 Cr₹2 Cr₹2 Cr₹2 Cr₹5 Cr₹2 Cr₹4 Cr₹1 Cr₹8 Cr₹10 Cr₹7 L
₹12 L₹43 Cr₹2 L₹22 Cr₹28 Cr₹5 Cr₹10 Cr₹52 L₹32 Cr₹8 Cr₹42 Cr
₹116 Cr₹34 L₹2 Cr₹0₹0₹0₹0₹0₹0₹0₹0
₹15 L₹13 L₹11 L₹10 L₹10 L₹8 L₹7 L₹8 L₹99 L₹97 L₹61,117
₹10 L₹9 L₹7 L₹7 L₹5 L₹4 L₹3 L₹2 L₹91 L₹89 L₹29,622
₹5 L₹5 L₹4 L₹4 L₹5 L₹4 L₹4 L₹5 L₹8 L₹8 L₹31,495
₹712 Cr₹627 Cr₹470 Cr₹447 Cr₹412 Cr₹292 Cr₹137 Cr₹238 Cr₹87 Cr₹95 Cr₹25 Cr
₹712 Cr₹627 Cr₹470 Cr₹447 Cr₹412 Cr₹292 Cr₹137 Cr₹238 Cr₹87 Cr₹95 Cr₹25 Cr
₹15,000₹38 L₹13 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹1 Cr₹3 Cr₹1 Cr₹0
₹1 Cr₹1 Cr₹1 Cr₹0₹0₹0₹0₹0₹6,000₹8,407₹11,214
₹829 Cr₹629 Cr₹487 Cr₹448 Cr₹413 Cr₹293 Cr₹138 Cr₹239 Cr₹90 Cr₹96 Cr₹25 Cr
₹385 Cr₹457 Cr₹292 Cr₹42 Cr₹61 Cr₹0₹0₹0₹32 Cr₹2 Cr₹25 Cr
₹8 L₹10 L₹11 L₹9 L₹10 Cr₹4 Cr₹14 Cr₹8 Cr₹7 Cr₹1 Cr₹19 Cr
₹2 Cr₹0₹1 Cr₹0₹91 L₹0₹12 L₹12,000₹0₹3 Cr₹6 Cr
₹2 Cr₹23 Cr₹3 Cr₹17 L₹2 Cr₹6 L₹8 Cr₹18 L₹32 L₹2 Cr₹9 L
₹2 L₹2 L₹1 Cr₹9 L₹13 L₹98,000₹4 L₹5 L₹82 L₹1 Cr₹80 L
₹0₹0₹0₹14 L₹10 Cr₹3 Cr₹4 Cr₹7 Cr₹32 Cr₹29 Cr₹7 Cr
₹389 Cr₹480 Cr₹297 Cr₹42 Cr₹85 Cr₹8 Cr₹26 Cr₹15 Cr₹73 Cr₹38 Cr₹58 Cr
₹383 Cr₹436 Cr₹283 Cr₹19 Cr₹46 Cr₹6 L₹14 Cr₹14 Cr₹36 Cr₹18 Cr₹9 Cr
₹1218 Cr₹1109 Cr₹783 Cr₹491 Cr₹498 Cr₹300 Cr₹164 Cr₹254 Cr₹163 Cr₹134 Cr₹84 Cr
₹10,050₹8,829₹6,769₹4,254₹4,143₹2,789₹1,567₹2,444₹1,290₹1,807₹549
₹10,050₹8,829₹6,769₹4,254₹4,143₹2,789₹1,567₹2,444₹1,290₹1,807₹549

Cash Flow

Consolidated
Standalone
%
Name
Profit Before Tax
Adjustment
Changes In working Capital
Cash Flow after changes in Working Capital
Cash Flow from Operating Activities
Cash Flow from Investing Activities
Cash Flow from Financing Activitie
Net Cash Inflow / Outflow
Opening Cash & Cash Equivalents
Cash & Cash Equivalent on Amalgamation / Take over / Merger
Closing Cash & Cash Equivalent
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
₹112 Cr₹69 Cr₹123 Cr₹19 Cr₹84 Cr₹25 Cr-₹13 Cr₹74 L₹14 Cr₹5 Cr₹14 Cr
-₹99 Cr-₹37 Cr-₹88 Cr₹17 Cr-₹19 Cr-₹30 Cr-₹2 Cr-₹6 Cr-₹30 Cr-₹8 Cr-₹19 Cr
-₹113 Cr-₹9 Cr₹9 Cr₹3 Cr-₹7 Cr-₹1 Cr-₹2 Cr₹22 Cr₹11 Cr-₹20 Cr-₹9 Cr
-₹100 Cr₹24 Cr₹45 Cr₹39 Cr₹57 Cr-₹7 Cr-₹17 Cr₹16 Cr-₹5 Cr-₹23 Cr-₹14 Cr
-₹114 Cr₹9 Cr₹33 Cr₹27 Cr₹50 Cr-₹5 Cr-₹18 Cr₹16 Cr-₹6 Cr-₹23 Cr-₹16 Cr
₹139 Cr-₹108 Cr-₹7 Cr-₹22 Cr-₹81 Cr₹4 Cr₹16 Cr₹16 Cr₹8 Cr₹27 Cr₹20 Cr
-₹45 Cr₹120 Cr-₹24 Cr-₹7 Cr₹33 Cr-₹7 Cr₹9 Cr-₹31 Cr-₹3 Cr-₹3 Cr-₹4 Cr
-₹21 Cr₹20 Cr₹2 Cr-₹2 Cr₹2 Cr-₹7 Cr₹7 Cr-₹17 L-₹1 Cr₹1 Cr₹7 L
₹23 Cr₹3 Cr₹14 L₹2 Cr₹2 L₹7 Cr₹14 L₹29 L₹2 Cr₹9 L₹2 L
₹0₹0₹0₹0₹0₹0₹0₹0₹0₹3 L₹0
₹2 Cr₹23 Cr₹3 Cr₹14 L₹2 Cr₹2 L₹7 Cr₹12 L₹29 L₹2 Cr₹9 L

Fundamental Ratios

Consolidated
Standalone

Share Price Live Stats

Open (₹)10,188.00
Volume (₹)51.00
High (₹)10,188.00
Upper Circuit12,352.00
Low (₹)9,906.00
Lower Circuit8,236.00
Prev Close10,294.00
52W High (₹)14,400.00
Price10,138.00
52W Low (₹)9,000.00

Share Market Cap & Key Ratios Overview

M.Cap (₹)1117.85 Cr
Div. Yield (%)0.00
PE Ratio8.45
Debt to Equity0.00
Price to Book0.87
Book Value10,050.40
EPS (TTM)1,207.13
Face Value10.00
ROE (%)8.92

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Peer Stocks

1 week
1 month
1 year
Name
BAJFINANCENSE
SHRIRAMFINNSE
JIOFINNSE
CHOLAFINNSE
TATACAPNSE
BAJAJHLDNGNSE
MUTHOOTFINNSE
ABCAPITALNSE
LTFNSE
SBICARDNSE
ZSARACOMNSE
LTP
1W Low
1W High
Market cap (₹)
982-58.3 (-5.60%)
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1043.20
6,47,499Cr
990-20 (-1.98%)
983.40
1019
2,36,952Cr
227.2-2.69 (-1.17%)
226.70
234
1,52,995Cr
1681.7-118.3 (-6.57%)
1629.90
1806
1,51,251Cr
336.25-15.1 (-4.30%)
333
352
1,48,592Cr
10917-365 (-3.24%)
10898
11449
1,26,986Cr
2825.3-15.8 (-0.56%)
2808.10
2874.20
1,14,559Cr
390.1-19.95 (-4.87%)
388.50
405.45
1,10,057Cr
282-30.8 (-9.85%)
279
312.70
77,872Cr
618.4-32.75 (-5.03%)
616.20
643.65
60,477Cr
10138-262 (-2.52%)
9906
10535
1,118Cr

Saraswati Commercial (India) Ltd Annual Results Key Takeaways

Operating profit (before other income, interest and exceptional items) was ₹74.35Cr; with other income of ₹0 cr, profit before interest and tax came to ₹74.35Cr. Interest expense was ₹0 cr; PBT before exceptional items stood at ₹74.35Cr. Basis: consolidated annual results.

Saraswati Commercial (India) Ltd Quaterly Results Key Takeaways

Saraswati Commercial (India) Ltd reported ₹75.58Cr total income from operations in Jun 2026, softer than ₹-₹16.48Cr in Mar 2026 but higher than ₹31.47Cr in Jun 2025. Operating profit (before other income, interest and exceptional items) was ₹74.35Cr; with other income of ₹0 cr, profit before interest and tax came to ₹74.35Cr. Interest expense was ₹0 cr, taking profit before tax to ₹74.35Cr. After tax of ₹10.79Cr, profit after tax stood at ₹63.56Cr (vs ₹-₹16.31Cr in Mar 2026 and ₹23.58Cr in Jun 2025).