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Indian Overseas Bank Results

Financial overview

CAGR%
Sales
Profits
Returns
ROE
10Y5Y3YTTM
-13%18%13%
-48%37%60%
2%9%-10%-19%
15%12%14%17%

Peer Comparison

Symbol
SBIN
UNIONBANK
PNB
BANKBARODA
CANBK
INDIANB
MAHABANK
BANKINDIA
IOB
UCOBANK
PriceM.Cap (₹)PE RatioEPS (₹)EV/EBITDAAnnual PAT
978.5₹917062 Cr10.6426.1293.4₹83299 Cr
179.45₹137100 Cr6.647.3927.04₹19430 Cr
117.12₹135904 Cr6.155.0619.22₹18393 Cr
234.3₹122561 Cr6.753.4435.12₹19846 Cr
125.9₹114109 Cr5.755.7121.89₹17873 Cr
830₹113145 Cr8.8524.9294.91₹11704 Cr
82.38₹64463 Cr8.552.639.8₹7017 Cr
137.76₹63396 Cr5.387.2525.87₹10306 Cr
31.92₹61833 Cr10.380.893.09₹5418 Cr
23.74₹30158 Cr10.710.522.25₹2768 Cr

Profit & Loss

Consolidated
Standalone
Quarterly
Yearly
₹
%

Balance Sheet

Consolidated
Standalone
₹
%
Name
Source of Funds
Share Capital
Total Reserves
Reserve excluding Revaluation Reserve
Revaluation Reserves
Deposits
Borrowings
Other Liabilities & Provisions
Total Liabilities
Contingent Liabilities
Application of Funds
Cash and balance with Reserve Bank of India
Balances with banks and money at call
Investments
Investments in India
Investments outside India
Advances
Gross block
Less Accumulated Depreciation
Net Block
Capital Work in Progress
Other Assets
Total Assets
Bills for collection
Book Value
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2003Mar 2002Mar 2001
—————————
₹19257 Cr₹19257 Cr₹18902 Cr₹18902 Cr₹18902 Cr₹16647 Cr₹445 Cr₹445 Cr₹445 Cr
₹17734 Cr₹12977 Cr₹8659 Cr₹5974 Cr₹3695 Cr₹452 Cr₹1095 Cr₹654 Cr₹454 Cr
₹14300 Cr₹9604 Cr₹5936 Cr₹3220 Cr₹946 Cr-₹1769 Cr₹1095 Cr₹654 Cr₹454 Cr
₹3434 Cr₹3373 Cr₹2723 Cr₹2753 Cr₹2750 Cr₹2220 Cr₹0₹0₹0
₹368191 Cr₹311204 Cr₹286121 Cr₹260974 Cr₹262214 Cr₹240353 Cr₹36699 Cr₹31809 Cr₹27414 Cr
₹51603 Cr₹42228 Cr₹30387 Cr₹20804 Cr₹3071 Cr₹3672 Cr₹356 Cr₹180 Cr₹167 Cr
₹16011 Cr₹9045 Cr₹7799 Cr₹6785 Cr₹11148 Cr₹13106 Cr₹2642 Cr₹2389 Cr₹1851 Cr
₹472795 Cr₹394710 Cr₹351869 Cr₹313438 Cr₹299030 Cr₹274229 Cr₹41236 Cr₹35477 Cr₹30330 Cr
₹153283 Cr₹159405 Cr₹195742 Cr₹196131 Cr₹97999 Cr₹68296 Cr₹7001 Cr₹5387 Cr₹5091 Cr
—————————
₹16606 Cr₹18116 Cr₹16906 Cr₹17150 Cr₹22750 Cr₹12189 Cr₹2688 Cr₹2213 Cr₹2341 Cr
₹8617 Cr₹3104 Cr₹1909 Cr₹3671 Cr₹14202 Cr₹18793 Cr₹906 Cr₹1412 Cr₹1745 Cr
₹119285 Cr₹110588 Cr₹99194 Cr₹93643 Cr₹97641 Cr₹95485 Cr₹18657 Cr₹15015 Cr₹11717 Cr
₹115206 Cr₹106688 Cr₹95085 Cr₹89638 Cr₹93580 Cr₹91721 Cr₹18657 Cr₹15015 Cr₹11717 Cr
₹4079 Cr₹3900 Cr₹4109 Cr₹4005 Cr₹4061 Cr₹3764 Cr₹0₹0₹0
₹306622 Cr₹245555 Cr₹213330 Cr₹178068 Cr₹144254 Cr₹127741 Cr₹17380 Cr₹15162 Cr₹13096 Cr
₹9218 Cr₹8681 Cr₹7546 Cr₹7289 Cr₹6708 Cr₹6099 Cr₹383 Cr₹387 Cr₹379 Cr
₹4211 Cr₹4100 Cr₹3820 Cr₹3578 Cr₹3342 Cr₹3182 Cr₹0₹0₹0
₹5007 Cr₹4581 Cr₹3726 Cr₹3711 Cr₹3366 Cr₹2918 Cr₹383 Cr₹387 Cr₹379 Cr
₹67 Cr₹74 Cr₹14 Cr₹9 L₹11 L₹1 Cr₹0₹0₹0
₹16591 Cr₹12692 Cr₹16790 Cr₹17197 Cr₹16818 Cr₹17102 Cr₹1222 Cr₹1288 Cr₹1052 Cr
₹472795 Cr₹394710 Cr₹351869 Cr₹313438 Cr₹299030 Cr₹274229 Cr₹41236 Cr₹35477 Cr₹30330 Cr
₹18384 Cr₹17088 Cr₹19119 Cr₹19548 Cr₹17216 Cr₹15548 Cr₹0₹0₹0
₹17₹15₹13₹12₹11₹9₹35₹25₹20

Cash Flow

Consolidated
Standalone
₹
%
Name
Net Profit Before Taxes
Adjustments for Expenses & Provisions :
Adjustments for Liabilities & Assets:
Refund/(payment) of direct taxes
Cash Flow from operating activities
Cash Flow from investing activities
Cash Flow from financing activities
Net increase/(decrease) in cash and cash equivalents
Opening Cash & Cash Equivalents
Closing Cash & Cash Equivalent
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2003Mar 2002Mar 2001
₹6478 Cr₹4573 Cr₹3423 Cr₹2353 Cr₹1779 Cr₹840 Cr₹0₹0₹0
₹4377 Cr₹4595 Cr₹3225 Cr₹4515 Cr₹4665 Cr₹5636 Cr₹459 Cr₹277 Cr₹154 Cr
-₹5533 Cr-₹8478 Cr-₹7184 Cr-₹20187 Cr-₹157 Cr-₹1405 Cr-₹536 Cr-₹805 Cr-₹912 Cr
-₹544 Cr₹1958 Cr-₹583 Cr-₹336 Cr-₹748 Cr-₹122 Cr₹0₹0₹0
₹4780 Cr₹2647 Cr-₹1119 Cr-₹13655 Cr₹5539 Cr₹4949 Cr-₹77 Cr-₹528 Cr-₹758 Cr
-₹639 Cr-₹579 Cr-₹359 Cr-₹560 Cr-₹49 Cr-₹46 Cr-₹36 Cr-₹51 Cr-₹35 Cr
-₹138 Cr₹337 Cr-₹528 Cr-₹1916 Cr₹479 Cr₹1813 Cr₹83 Cr₹117 Cr₹190 Cr
₹4003 Cr₹2405 Cr-₹2006 Cr-₹16130 Cr₹5969 Cr₹6716 Cr-₹30 Cr-₹462 Cr-₹603 Cr
₹21220 Cr₹18815 Cr₹20821 Cr₹36951 Cr₹30982 Cr₹24061 Cr₹3625 Cr₹4086 Cr₹4689 Cr
₹25223 Cr₹21220 Cr₹18815 Cr₹20821 Cr₹36951 Cr₹30776 Cr₹3594 Cr₹3625 Cr₹4086 Cr

Fundamental Ratios

Consolidated
Standalone

Share Price Live Stats

Open (₹)32.09
Volume (₹)18.70 L
High (₹)32.13
Upper Circuit38.55
Low (₹)31.81
Lower Circuit25.71
Prev Close32.13
52W High (₹)41.80
Price31.92
52W Low (₹)31.20

Share Market Cap & Key Ratios Overview

M.Cap (₹)61832.90 Cr
Div. Yield (%)0.00
PE Ratio10.38
Debt to Equity1.54
Price to Book1.80
Book Value17.43
EPS (TTM)3.09
Face Value10.00
ROE (%)17.36

Stock Analysis (SWOT)

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Peer Stocks

1 week
1 month
1 year
Name
SBINNSE
UNIONBANKNSE
PNBNSE
BANKBARODANSE
CANBKNSE
INDIANBNSE
MAHABANKNSE
BANKINDIANSE
IOBNSE
UCOBANKNSE
LTP
1W Low
1W High
Market cap (₹)
978.5-17.7 (-1.78%)
975.80
1000.10
9,17,062Cr
179.45+2.89 (1.64%)
175.86
180.55
1,37,100Cr
117.12-0.15 (-0.13%)
116.61
118.90
1,35,904Cr
234.3-0.64 (-0.27%)
232.52
237.70
1,22,561Cr
125.9+2.12 (1.71%)
122.80
126.30
1,14,109Cr
830-9.8 (-1.17%)
824.10
851.70
1,13,145Cr
82.38-1.16 (-1.39%)
81.65
84.70
64,463Cr
137.76-2.24 (-1.60%)
137.01
139.74
63,396Cr
31.92-0.25 (-0.78%)
31.81
32.29
61,833Cr
23.74-0.01 (-0.04%)
23.51
24.12
30,158Cr

Indian Overseas Bank Annual Results Key Takeaways

Basis: consolidated annual results.

Indian Overseas Bank Quaterly Results Key Takeaways

Indian Overseas Bank reported ₹8777.57Cr total income from operations in Jun 2026, softer than ₹8488.96Cr in Mar 2026 but higher than ₹7387.49Cr in Jun 2025. After tax of ₹199.83Cr, profit after tax stood at ₹1659.24Cr (vs ₹1505.45Cr in Mar 2026 and ₹1111.69Cr in Jun 2025).