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Fino Payments Bank Results

Financial overview

CAGR%
Sales
Profits
Returns
ROE
10Y5Y3YTTM
-65%38%27%
-21%-7%-43%
---26%-60%
2%12%12%7%

Peer Comparison

Symbol
HDFCBANK
ICICIBANK
KOTAKBANK
AXISBANK
IDBI
FEDERALBNK
INDUSINDBK
AUBANK
IDFCFIRSTB
RBLBANK
FINOPB
PriceM.Cap (₹)PE RatioEPS (₹)EV/EBITDAAnnual PAT
736.5₹1118540 Cr13.9613.4351.91₹76026 Cr
1,424.4₹1022620 Cr17.3122.7582.25₹54208 Cr
459.45₹461582 Cr21.55.6721.59₹19288 Cr
1,235.6₹383343 Cr12.824.7496.18₹26385 Cr
78.7₹83471 Cr10.052.067.72₹9210 Cr
334.1₹82710 Cr15.946.0620.99₹4344 Cr
859.05₹67006 Cr22.3315.9438.52₹889 Cr
898.55₹66224 Cr2111.4241.94₹2641 Cr
74.6₹63177 Cr21.021.223.49₹1611 Cr
360.35₹54333 Cr45.093.217.76₹879 Cr
116.47₹962 Cr—-2.51-1.83₹52 Cr

Profit & Loss

Consolidated
Standalone
Quarterly
Yearly
₹
%
Name
Net Revenue
Other Income
Total Revenue
Total Expenses
PBT
Net Profit
Sep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023Dec 2022Sep 2022Jun 2022Mar 2022Dec 2021Sep 2021Jun 2021Mar 2021Dec 2020Sep 2020
₹74 Cr₹72 Cr₹64 Cr₹63 Cr₹60 Cr₹61 Cr₹53 Cr₹49 Cr₹48 Cr₹45 Cr₹41 Cr₹39 Cr₹37 Cr₹33 Cr₹29 Cr₹25 Cr₹21 Cr₹19 Cr₹13 Cr₹10 Cr₹7 Cr₹6 Cr₹6 Cr₹5 Cr₹5 Cr
₹259 Cr₹235 Cr₹276 Cr₹331 Cr₹340 Cr₹392 Cr₹441 Cr₹412 Cr₹408 Cr₹392 Cr₹360 Cr₹331 Cr₹322 Cr₹315 Cr₹294 Cr₹289 Cr₹282 Cr₹270 Cr₹273 Cr₹265 Cr₹235 Cr₹200 Cr₹226 Cr₹224 Cr₹174 Cr
₹334 Cr₹307 Cr₹340 Cr₹394 Cr₹400 Cr₹453 Cr₹493 Cr₹461 Cr₹455 Cr₹437 Cr₹401 Cr₹370 Cr₹359 Cr₹348 Cr₹323 Cr₹314 Cr₹303 Cr₹289 Cr₹285 Cr₹275 Cr₹242 Cr₹206 Cr₹232 Cr₹229 Cr₹179 Cr
₹319 Cr₹285 Cr₹306 Cr₹344 Cr₹351 Cr₹400 Cr₹438 Cr₹407 Cr₹404 Cr₹389 Cr₹353 Cr₹326 Cr₹320 Cr₹314 Cr₹287 Cr₹281 Cr₹278 Cr₹271 Cr₹263 Cr₹257 Cr₹231 Cr₹200 Cr₹222 Cr₹220 Cr₹173 Cr
-₹21 Cr-₹14 Cr₹4 Cr₹17 Cr₹21 Cr₹25 Cr₹30 Cr₹28 Cr₹26 Cr₹24 Cr₹25 Cr₹23 Cr₹20 Cr₹19 Cr₹22 Cr₹19 Cr₹14 Cr₹10 Cr₹18 Cr₹14 Cr₹8 Cr₹3 Cr₹8 Cr₹7 Cr₹5 Cr
-₹21 Cr-₹14 Cr₹7 Cr₹12 Cr₹15 Cr₹18 Cr₹24 Cr₹23 Cr₹21 Cr₹24 Cr₹25 Cr₹23 Cr₹20 Cr₹19 Cr₹22 Cr₹19 Cr₹14 Cr₹10 Cr₹18 Cr₹14 Cr₹8 Cr₹3 Cr₹8 Cr₹7 Cr₹5 Cr

Balance Sheet

Consolidated
Standalone
₹
%
Name
Source of Funds
Share Capital
Share Warrants & Outstandings
Total Reserves
Reserve excluding Revaluation Reserve
Deposits
Borrowings
Other Liabilities & Provisions
Total Liabilities
Contingent Liabilities
Application of Funds
Cash and balance with Reserve Bank of India
Balances with banks and money at call
Investments
Investments in India
Advances
Gross block
Less Accumulated Depreciation
Net Block
Capital Work in Progress
Other Assets
Total Assets
Book Value
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
————————
₹83 Cr₹83 Cr₹83 Cr₹83 Cr₹83 Cr₹45 Cr₹45 Cr₹45 Cr
₹35 Cr₹28 Cr₹15 Cr₹11 Cr₹3 Cr₹0₹0₹0
₹687 Cr₹636 Cr₹545 Cr₹459 Cr₹393 Cr₹106 Cr₹85 Cr₹118 Cr
₹687 Cr₹636 Cr₹545 Cr₹459 Cr₹393 Cr₹106 Cr₹85 Cr₹118 Cr
₹2379 Cr₹1939 Cr₹1413 Cr₹917 Cr₹503 Cr₹243 Cr₹118 Cr₹48 Cr
₹1535 Cr₹839 Cr₹713 Cr₹434 Cr₹250 Cr₹181 Cr₹111 Cr₹83 Cr
₹592 Cr₹680 Cr₹651 Cr₹563 Cr₹448 Cr₹436 Cr₹266 Cr₹392 Cr
₹5312 Cr₹4206 Cr₹3419 Cr₹2466 Cr₹1680 Cr₹1010 Cr₹624 Cr₹684 Cr
₹40 Cr₹34 Cr₹13 Cr₹7 Cr₹4 Cr₹4 Cr₹4 Cr₹4 Cr
————————
₹154 Cr₹183 Cr₹317 Cr₹220 Cr₹224 Cr₹88 Cr₹131 Cr₹157 Cr
₹1196 Cr₹921 Cr₹748 Cr₹614 Cr₹542 Cr₹183 Cr₹171 Cr₹231 Cr
₹3254 Cr₹2388 Cr₹1747 Cr₹1146 Cr₹631 Cr₹504 Cr₹128 Cr₹73 Cr
₹3254 Cr₹2388 Cr₹1747 Cr₹1146 Cr₹631 Cr₹504 Cr₹128 Cr₹73 Cr
₹9 L₹17 L₹7 L₹12 L₹24 L₹13 L₹10 L₹8 L
₹733 Cr₹469 Cr₹388 Cr₹326 Cr₹237 Cr₹174 Cr₹109 Cr₹79 Cr
₹378 Cr₹302 Cr₹240 Cr₹186 Cr₹144 Cr₹112 Cr₹60 Cr₹37 Cr
₹355 Cr₹167 Cr₹148 Cr₹139 Cr₹92 Cr₹62 Cr₹49 Cr₹42 Cr
₹9 Cr₹130 Cr₹47 Cr₹5 Cr₹46 L₹2 Cr₹44 L₹35 L
₹343 Cr₹416 Cr₹411 Cr₹341 Cr₹189 Cr₹172 Cr₹144 Cr₹180 Cr
₹5312 Cr₹4206 Cr₹3419 Cr₹2466 Cr₹1680 Cr₹1010 Cr₹624 Cr₹684 Cr
₹93₹86₹75₹65₹57₹34₹29₹36

Cash Flow

Consolidated
Standalone
₹
%
Name
Net Profit Before Taxes
Adjustments for Expenses & Provisions :
Adjustments for Liabilities & Assets:
Refund/(payment) of direct taxes
Cash Flow from operating activities
Cash Flow from investing activities
Cash Flow from financing activities
Net increase/(decrease) in cash and cash equivalents
Opening Cash & Cash Equivalents
Closing Cash & Cash Equivalent
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
₹67 Cr₹108 Cr₹86 Cr₹65 Cr₹43 Cr₹20 Cr-₹32 Cr-₹62 Cr
₹116 Cr₹83 Cr₹63 Cr₹53 Cr₹43 Cr₹61 Cr₹28 Cr₹22 Cr
-₹475 Cr-₹102 Cr-₹91 Cr-₹142 Cr₹130 Cr-₹123 Cr-₹86 Cr₹64 Cr
-₹15 Cr-₹13 Cr-₹2 Cr₹3 Cr-₹8 Cr₹10 Cr₹7 Cr₹5 Cr
-₹307 Cr₹76 Cr₹57 Cr-₹20 Cr₹207 Cr-₹32 Cr-₹84 Cr₹29 Cr
-₹143 Cr-₹164 Cr-₹104 Cr-₹97 Cr-₹64 Cr-₹69 Cr-₹31 Cr-₹14 Cr
₹696 Cr₹127 Cr₹279 Cr₹184 Cr₹352 Cr₹70 Cr₹28 Cr₹35 Cr
₹246 Cr₹39 Cr₹232 Cr₹68 Cr₹495 Cr-₹31 Cr-₹86 Cr₹50 Cr
₹1104 Cr₹1066 Cr₹834 Cr₹766 Cr₹271 Cr₹302 Cr₹388 Cr₹338 Cr
₹1351 Cr₹1104 Cr₹1066 Cr₹834 Cr₹766 Cr₹271 Cr₹302 Cr₹388 Cr

Fundamental Ratios

Consolidated
Standalone
Empty box

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Share Price Live Stats

Open (₹)116.48
Volume (₹)3.61 L
High (₹)122.17
Upper Circuit138.75
Low (₹)114.50
Lower Circuit92.51
Prev Close115.63
52W High (₹)326.70
Price120.30
52W Low (₹)110.03

Share Market Cap & Key Ratios Overview

M.Cap (₹)962.42 Cr
Div. Yield (%)0.00
PE Ratio0.00
Debt to Equity1.99
Price to Book1.27
Book Value92.56
EPS (TTM)-1.83
Face Value10.00
ROE (%)7.04

Stock Analysis (SWOT)

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Peer Stocks

1 week
1 month
1 year
Name
HDFCBANKNSE
ICICIBANKNSE
KOTAKBANKNSE
AXISBANKNSE
IDBINSE
FEDERALBNKNSE
INDUSINDBKNSE
AUBANKNSE
IDFCFIRSTBNSE
RBLBANKNSE
FINOPBNSE
LTP
1W Low
1W High
Market cap (₹)
736.7+43.9 (6.34%)
688.60
741.30
11,18,540Cr
1424.1+26.1 (1.87%)
1375.20
1438.20
10,22,620Cr
459.4-2.2 (-0.48%)
455.40
465.95
4,61,582Cr
1232+15 (1.23%)
1201.20
1240.90
3,83,343Cr
79.29-1.03 (-1.28%)
77.30
80.35
83,471Cr
335.2-4.5 (-1.32%)
329.50
341.85
82,710Cr
865.15+27.15 (3.24%)
827.50
865.15
67,006Cr
904.35+40.35 (4.67%)
867.90
908
66,224Cr
74.73+2.73 (3.79%)
71.90
74.84
63,177Cr
364.75+13.75 (3.92%)
348.20
365.60
54,333Cr
120.3+3.47 (2.97%)
114.10
122.17
962Cr

Fino Payments Bank Ltd Annual Results Key Takeaways

Basis: Consolidated annual results.

Fino Payments Bank Ltd Quaterly Results Key Takeaways