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Fino Payments Bank Results

Financial overview

CAGR%
Sales
Profits
Returns
ROE
10Y5Y3YTTM
-61%76%30%
--29%7%
---25%-51%
1%14%14%14%

Peer Comparison

Symbol
HDFCBANK
ICICIBANK
KOTAKBANK
AXISBANK
IDBI
FEDERALBNK
AUBANK
IDFCFIRSTB
INDUSINDBK
YESBANK
FINOPB
PriceM.Cap (₹)PE RatioEPS (₹)EV/EBITDAAnnual PAT
728.9₹1137750 Cr14.412.551.25₹76026 Cr
1,334.5₹960140 Cr17.1221.5278.14₹54208 Cr
405₹410847 Cr20.245.5120.4₹19288 Cr
1,186.5₹387515 Cr13.9524.5389.2₹26385 Cr
82.6₹89654 Cr9.621.988.67₹9210 Cr
329.5₹81596 Cr17.425.0918.94₹4344 Cr
1,000.1₹79052 Cr27.6810.6338.02₹2641 Cr
83.76₹75786 Cr32.881.332.67₹1611 Cr
919.5₹74798 Cr56.5713.3116.97₹889 Cr
22.44₹72948 Cr19.320.341.2₹3512 Cr
129.28₹1103 Cr52.56-1.652.52₹52 Cr

Profit & Loss

Consolidated
Standalone
Quarterly
Yearly
%

Balance Sheet

Consolidated
Standalone
%
Name
Source of Funds
Share Capital
Share Warrants & Outstandings
Total Reserves
Reserve excluding Revaluation Reserve
Deposits
Borrowings
Other Liabilities & Provisions
Total Liabilities
Contingent Liabilities
Application of Funds
Cash and balance with Reserve Bank of India
Balances with banks and money at call
Investments
Investments in India
Advances
Gross block
Less Accumulated Depreciation
Net Block
Capital Work in Progress
Other Assets
Total Assets
Book Value
Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
₹83 Cr₹83 Cr₹83 Cr₹83 Cr₹45 Cr₹45 Cr₹45 Cr
₹28 Cr₹15 Cr₹11 Cr₹3 Cr₹0₹0₹0
₹636 Cr₹545 Cr₹459 Cr₹393 Cr₹106 Cr₹85 Cr₹118 Cr
₹636 Cr₹545 Cr₹459 Cr₹393 Cr₹106 Cr₹85 Cr₹118 Cr
₹1939 Cr₹1413 Cr₹917 Cr₹503 Cr₹243 Cr₹118 Cr₹48 Cr
₹839 Cr₹713 Cr₹434 Cr₹250 Cr₹181 Cr₹111 Cr₹83 Cr
₹680 Cr₹651 Cr₹563 Cr₹448 Cr₹436 Cr₹266 Cr₹392 Cr
₹4206 Cr₹3419 Cr₹2466 Cr₹1680 Cr₹1010 Cr₹624 Cr₹684 Cr
₹34 Cr₹13 Cr₹7 Cr₹4 Cr₹4 Cr₹4 Cr₹4 Cr
₹183 Cr₹317 Cr₹220 Cr₹224 Cr₹88 Cr₹131 Cr₹157 Cr
₹921 Cr₹748 Cr₹614 Cr₹542 Cr₹183 Cr₹171 Cr₹231 Cr
₹2388 Cr₹1747 Cr₹1146 Cr₹631 Cr₹504 Cr₹128 Cr₹73 Cr
₹2388 Cr₹1747 Cr₹1146 Cr₹631 Cr₹504 Cr₹128 Cr₹73 Cr
₹17 L₹7 L₹12 L₹24 L₹13 L₹10 L₹8 L
₹469 Cr₹388 Cr₹326 Cr₹237 Cr₹174 Cr₹109 Cr₹79 Cr
₹302 Cr₹240 Cr₹186 Cr₹144 Cr₹112 Cr₹60 Cr₹37 Cr
₹167 Cr₹148 Cr₹139 Cr₹92 Cr₹62 Cr₹49 Cr₹42 Cr
₹130 Cr₹47 Cr₹5 Cr₹46 L₹2 Cr₹44 L₹35 L
₹416 Cr₹411 Cr₹341 Cr₹189 Cr₹172 Cr₹144 Cr₹180 Cr
₹4206 Cr₹3419 Cr₹2466 Cr₹1680 Cr₹1010 Cr₹624 Cr₹684 Cr
₹86₹75₹65₹57₹34₹29₹36

Cash Flow

Consolidated
Standalone
%
Name
Net Profit Before Taxes
Adjustments for Expenses & Provisions :
Adjustments for Liabilities & Assets:
Refund/(payment) of direct taxes
Cash Flow from operating activities
Cash Flow from investing activities
Cash Flow from financing activities
Net increase/(decrease) in cash and cash equivalents
Opening Cash & Cash Equivalents
Closing Cash & Cash Equivalent
Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
₹108 Cr₹86 Cr₹65 Cr₹43 Cr₹20 Cr-₹32 Cr-₹62 Cr
₹83 Cr₹63 Cr₹53 Cr₹43 Cr₹61 Cr₹28 Cr₹22 Cr
-₹102 Cr-₹91 Cr-₹142 Cr₹130 Cr-₹123 Cr-₹86 Cr₹64 Cr
-₹13 Cr-₹2 Cr₹3 Cr-₹8 Cr₹10 Cr₹7 Cr₹5 Cr
₹76 Cr₹57 Cr-₹20 Cr₹207 Cr-₹32 Cr-₹84 Cr₹29 Cr
-₹164 Cr-₹104 Cr-₹97 Cr-₹64 Cr-₹69 Cr-₹31 Cr-₹14 Cr
₹127 Cr₹279 Cr₹184 Cr₹352 Cr₹70 Cr₹28 Cr₹35 Cr
₹39 Cr₹232 Cr₹68 Cr₹495 Cr-₹31 Cr-₹86 Cr₹50 Cr
₹1066 Cr₹834 Cr₹766 Cr₹271 Cr₹302 Cr₹388 Cr₹338 Cr
₹1104 Cr₹1066 Cr₹834 Cr₹766 Cr₹271 Cr₹302 Cr₹388 Cr

Fundamental Ratios

Consolidated
Standalone

Share Price Live Stats

Open (₹)132.10
Volume (₹)2.13 L
High (₹)132.68
Upper Circuit159.21
Low (₹)129.00
Lower Circuit106.15
Prev Close132.68
52W High (₹)339.00
Price129.28
52W Low (₹)110.03

Share Market Cap & Key Ratios Overview

M.Cap (₹)1102.64 Cr
Div. Yield (%)0.00
PE Ratio52.56
Debt to Equity1.17
Price to Book2.64
Book Value86.44
EPS (TTM)2.52
Face Value10.00
ROE (%)13.74

Stock Analysis (SWOT)

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Peer Stocks

1 week
1 month
1 year
Name
HDFCBANKNSE
ICICIBANKNSE
KOTAKBANKNSE
AXISBANKNSE
IDBINSE
FEDERALBNKNSE
AUBANKNSE
IDFCFIRSTBNSE
INDUSINDBKNSE
YESBANKNSE
FINOPBNSE
LTP
1W Low
1W High
Market cap (₹)
728.9-2.1 (-0.29%)
722.70
749.30
11,37,750Cr
1334.5-4.4 (-0.33%)
1330.10
1352
9,60,140Cr
405-7.5 (-1.82%)
404.30
420.60
4,10,847Cr
1186.5-70.5 (-5.61%)
1175
1255.60
3,87,515Cr
82.6-0.46 (-0.55%)
81.35
84.73
89,654Cr
329.5-3.25 (-0.98%)
325.25
335.35
81,596Cr
1000.1-58.5 (-5.53%)
999.20
1055.80
79,052Cr
83.76-2.16 (-2.51%)
83.30
89.61
75,786Cr
919.5-46.8 (-4.84%)
909.30
970.80
74,798Cr
22.44-0.28 (-1.23%)
22.38
23.38
72,948Cr
129.28-6.2 (-4.58%)
129
136.89
1,103Cr

Fino Payments Bank Ltd Annual Results Key Takeaways

Basis: Consolidated annual results.

Fino Payments Bank Ltd Quaterly Results Key Takeaways