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ESAF Small Finance Bank Results

Financial overview

CAGR%
Sales
Profits
Returns
ROE
10Y5Y3YTTM
-17%7%-8%
---68%
---42%
6%2%-4%-9%

Peer Comparison

Symbol
HDFCBANK
ICICIBANK
KOTAKBANK
AXISBANK
IDBI
FEDERALBNK
AUBANK
INDUSINDBK
IDFCFIRSTB
YESBANK
ESAFSFB-BE
PriceM.Cap (₹)PE RatioEPS (₹)EV/EBITDAAnnual PAT
711.2₹1085160 Cr13.7312.551.26₹76026 Cr
1,431.3₹1022780 Cr18.2321.5278.15₹54208 Cr
423.65₹417802 Cr20.595.5120.4₹19288 Cr
1,267.6₹394184 Cr14.1924.5389.21₹26385 Cr
91.14₹98922 Cr10.621.988.67₹9210 Cr
343.15₹85039 Cr18.165.0918.94₹4344 Cr
1,070.6₹80398 Cr28.1510.6338.06₹2641 Cr
1,003.4₹77992 Cr58.9813.3116.97₹889 Cr
87.38₹75104 Cr32.581.332.67₹1611 Cr
22.55₹70373 Cr18.640.341.2₹3512 Cr
41.7₹2133 Cr1.55-0.1-₹166 Cr

Profit & Loss

Consolidated
Standalone
Quarterly
Yearly
%
Name
Net Revenue
Other Income
Total Revenue
Total Expenses
PBT
Net Profit
Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023Dec 2022Sep 2022
₹1098 Cr₹995 Cr₹894 Cr₹820 Cr₹828 Cr₹892 Cr₹948 Cr₹995 Cr₹1022 Cr₹1002 Cr₹974 Cr₹943 Cr₹899 Cr₹774 Cr₹701 Cr₹688 Cr
₹248 Cr₹201 Cr₹269 Cr₹145 Cr₹195 Cr₹145 Cr₹114 Cr₹98 Cr₹115 Cr₹150 Cr₹120 Cr₹79 Cr₹93 Cr₹94 Cr₹81 Cr₹65 Cr
₹1346 Cr₹1196 Cr₹1163 Cr₹965 Cr₹1023 Cr₹1037 Cr₹1062 Cr₹1093 Cr₹1138 Cr₹1152 Cr₹1094 Cr₹1022 Cr₹992 Cr₹868 Cr₹782 Cr₹753 Cr
₹725 Cr₹692 Cr₹693 Cr₹665 Cr₹682 Cr₹820 Cr₹881 Cr₹834 Cr₹619 Cr₹682 Cr₹567 Cr₹487 Cr₹505 Cr₹457 Cr₹481 Cr₹425 Cr
₹107 Cr₹27 Cr₹9 Cr-₹155 Cr-₹109 Cr-₹241 Cr-₹282 Cr-₹255 Cr₹85 Cr₹59 Cr₹150 Cr₹188 Cr₹174 Cr₹136 Cr₹51 Cr₹77 Cr
₹80 Cr₹24 Cr₹7 Cr-₹116 Cr-₹81 Cr-₹183 Cr-₹211 Cr-₹190 Cr₹63 Cr₹43 Cr₹112 Cr₹140 Cr₹130 Cr₹101 Cr₹37 Cr₹58 Cr

Balance Sheet

Consolidated
Standalone
%
Name
Source of Funds
Share Capital
Share Warrants & Outstandings
Total Reserves
Reserve excluding Revaluation Reserve
Deposits
Borrowings
Other Liabilities & Provisions
Total Liabilities
Contingent Liabilities
Application of Funds
Cash and balance with Reserve Bank of India
Balances with banks and money at call
Investments
Investments in India
Advances
Gross block
Less Accumulated Depreciation
Net Block
Capital Work in Progress
Other Assets
Total Assets
Book Value
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
₹516 Cr₹515 Cr₹515 Cr₹449 Cr₹449 Cr₹449 Cr₹428 Cr₹428 Cr₹312 Cr₹302 Cr
₹6 Cr₹4 Cr₹6 Cr₹6 Cr₹5 Cr₹0₹0₹0₹0₹0
₹1264 Cr₹1430 Cr₹1971 Cr₹1260 Cr₹957 Cr₹903 Cr₹656 Cr₹466 Cr₹31 Cr₹4 Cr
₹1264 Cr₹1430 Cr₹1971 Cr₹1260 Cr₹957 Cr₹903 Cr₹656 Cr₹466 Cr₹31 Cr₹4 Cr
₹25850 Cr₹23276 Cr₹19868 Cr₹14666 Cr₹12815 Cr₹8999 Cr₹7028 Cr₹4317 Cr₹2523 Cr₹409 Cr
₹2753 Cr₹1406 Cr₹3223 Cr₹3354 Cr₹2953 Cr₹1694 Cr₹1203 Cr₹1702 Cr₹1675 Cr₹2053 Cr
₹479 Cr₹547 Cr₹505 Cr₹489 Cr₹528 Cr₹293 Cr₹154 Cr₹144 Cr₹183 Cr₹171 Cr
₹30868 Cr₹27178 Cr₹26087 Cr₹20224 Cr₹17708 Cr₹12339 Cr₹9470 Cr₹7057 Cr₹4724 Cr₹2938 Cr
₹515 Cr₹199 Cr₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹2 Cr₹58 Cr₹62 Cr₹68 Cr
₹1114 Cr₹1351 Cr₹1365 Cr₹740 Cr₹1301 Cr₹1618 Cr₹305 Cr₹247 Cr₹438 Cr₹107 Cr
₹61 Cr₹628 Cr₹58 Cr₹28 Cr₹211 Cr₹201 Cr₹598 Cr₹535 Cr₹259 Cr₹449 Cr
₹6399 Cr₹5995 Cr₹5541 Cr₹4889 Cr₹4070 Cr₹1932 Cr₹1734 Cr₹1531 Cr₹732 Cr₹579 Cr
₹6399 Cr₹5995 Cr₹5541 Cr₹4889 Cr₹4070 Cr₹1932 Cr₹1734 Cr₹1531 Cr₹732 Cr₹579 Cr
₹21594 Cr₹18028 Cr₹18293 Cr₹13924 Cr₹11637 Cr₹8168 Cr₹6548 Cr₹4548 Cr₹3155 Cr₹1482 Cr
₹538 Cr₹492 Cr₹402 Cr₹335 Cr₹267 Cr₹209 Cr₹166 Cr₹112 Cr₹70 Cr₹31 Cr
₹312 Cr₹255 Cr₹197 Cr₹147 Cr₹108 Cr₹76 Cr₹50 Cr₹27 Cr₹10 Cr₹44 L
₹226 Cr₹237 Cr₹205 Cr₹188 Cr₹159 Cr₹133 Cr₹116 Cr₹86 Cr₹60 Cr₹31 Cr
₹290 Cr₹63 Cr₹3 Cr₹24 L₹7 L₹6 Cr₹4 Cr₹4 Cr₹8 Cr₹2 Cr
₹1184 Cr₹876 Cr₹622 Cr₹456 Cr₹329 Cr₹281 Cr₹166 Cr₹107 Cr₹71 Cr₹288 Cr
₹30868 Cr₹27178 Cr₹26087 Cr₹20224 Cr₹17708 Cr₹12339 Cr₹9470 Cr₹7057 Cr₹4724 Cr₹2938 Cr
₹35₹38₹48₹38₹31₹30₹25₹21₹11₹10

Cash Flow

Consolidated
Standalone
%
Name
Net Profit Before Taxes
Adjustments for Expenses & Provisions :
Adjustments for Liabilities & Assets:
Refund/(payment) of direct taxes
Cash Flow from operating activities
Cash Flow from investing activities
Cash Flow from financing activities
Net increase/(decrease) in cash and cash equivalents
Opening Cash & Cash Equivalents
Closing Cash & Cash Equivalent
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
-₹228 Cr-₹693 Cr₹570 Cr₹406 Cr₹74 Cr₹141 Cr₹256 Cr₹127 Cr₹44 Cr₹2 Cr
₹1027 Cr₹1487 Cr₹618 Cr₹618 Cr₹443 Cr₹289 Cr₹89 Cr₹120 Cr₹42 Cr-₹7 Cr
-₹2747 Cr₹2388 Cr-₹28 Cr-₹1534 Cr-₹1085 Cr₹806 Cr₹818 Cr-₹447 Cr₹641 Cr-₹1387 Cr
-₹12 Cr-₹6 Cr-₹160 Cr-₹61 Cr-₹17 Cr-₹109 Cr-₹74 Cr-₹41 Cr-₹27 Cr₹0
-₹1960 Cr₹3176 Cr₹1001 Cr-₹571 Cr-₹585 Cr₹1127 Cr₹1089 Cr-₹240 Cr₹700 Cr-₹1393 Cr
-₹192 Cr-₹769 Cr-₹583 Cr-₹573 Cr-₹982 Cr-₹638 Cr-₹635 Cr-₹170 Cr-₹181 Cr-₹473 Cr
₹1347 Cr-₹1852 Cr₹235 Cr₹399 Cr₹1259 Cr₹653 Cr-₹499 Cr₹488 Cr-₹368 Cr₹2358 Cr
-₹805 Cr₹556 Cr₹653 Cr-₹745 Cr-₹308 Cr₹1143 Cr-₹45 Cr₹78 Cr₹151 Cr₹492 Cr
₹1976 Cr₹1420 Cr₹766 Cr₹1511 Cr₹1819 Cr₹676 Cr₹721 Cr₹643 Cr₹492 Cr₹0
₹1171 Cr₹1976 Cr₹1420 Cr₹766 Cr₹1511 Cr₹1819 Cr₹676 Cr₹721 Cr₹643 Cr₹492 Cr

Fundamental Ratios

Consolidated
Standalone
Empty box

No results found

Share Price Live Stats

Open (₹)41.67
Volume (₹)1.18 L
High (₹)41.84
Upper Circuit43.75
Low (₹)41.05
Lower Circuit39.59
Prev Close41.67
52W High (₹)44.99
Price41.73
52W Low (₹)19.78

Share Market Cap & Key Ratios Overview

M.Cap (₹)2132.56 Cr
Div. Yield (%)0.00
PE Ratio0.00
Debt to Equity1.55
Price to Book0.58
Book Value34.52
EPS (TTM)-0.10
Face Value10.00
ROE (%)-8.93

Stock Analysis (SWOT)

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Peer Stocks

1 week
1 month
1 year
Name
HDFCBANKNSE
ICICIBANKNSE
KOTAKBANKNSE
AXISBANKNSE
IDBINSE
FEDERALBNKNSE
AUBANKNSE
INDUSINDBKNSE
IDFCFIRSTBNSE
YESBANKNSE
ESAFSFB-BENSE
LTP
1W Low
1W High
Market cap (₹)
714.1-6.2 (-0.86%)
698.50
739.75
10,85,160Cr
1435.7+12.9 (0.91%)
1419
1454
10,22,780Cr
424.3+0.6 (0.14%)
418.95
429.10
4,17,802Cr
1268.3+3.3 (0.26%)
1250
1300
3,94,184Cr
91.27-1.39 (-1.50%)
89.25
94.15
98,922Cr
342.45-1.8 (-0.52%)
341.55
356.95
85,039Cr
1067.5-9.6 (-0.89%)
1062.20
1088.80
80,398Cr
1005.4+11.4 (1.15%)
963.30
1016.60
77,992Cr
87.05+3.93 (4.73%)
82.50
88.10
75,104Cr
22.6+0.5 (2.26%)
21.82
22.83
70,373Cr
41.73-2.98 (-6.67%)
40.10
44.98
2,133Cr

ESAF Small Finance Bank Ltd Annual Results Key Takeaways

Basis: Consolidated annual results.

ESAF Small Finance Bank Ltd Quaterly Results Key Takeaways