/
/
/

Arman Financial Services Results

Financial overview

CAGR%
Sales
Profits
Returns
ROE
10Y5Y3YTTM
38%28%46%10%
24%5%18%-70%
22%18%-5%24%
19%18%23%6%

Peer Comparison

Symbol
BAJFINANCE
SHRIRAMFIN
JIOFIN
CHOLAFIN
TATACAP
BAJAJHLDNG
MUTHOOTFIN
ABCAPITAL
LTF
SBICARD
ARMANFIN
PriceM.Cap (₹)PE RatioEPS (₹)EV/EBITDAAnnual PAT
982₹647499 Cr31.899.6234.29₹19017 Cr
990₹236952 Cr20.9414.6751.11₹10024 Cr
227.2₹152995 Cr74.041.263.18₹1561 Cr
1,681.7₹151251 Cr26.319.4270.73₹5233 Cr
336.25₹148592 Cr27.53.6514.08₹4846 Cr
10,917₹126986 Cr14.34243.19798.9₹9637 Cr
2,825.3₹114559 Cr10.0769.72286.63₹10590 Cr
390.1₹110057 Cr26.824.316.15₹3764 Cr
282₹77872 Cr24.473.613.62₹2981 Cr
618.4₹60477 Cr26.586.9825.29₹2167 Cr
1,901₹2080 Cr17.8842.96111.97₹57 Cr

Profit & Loss

Consolidated
Standalone
Quarterly
Yearly
₹
%

Balance Sheet

Consolidated
Standalone
₹
%
Name
Equity And Liabilities
Share Capital
Share Warrants & Outstandings
Total Reserves
Reserve excluding Revaluation Reserve
Shareholder's Funds
Secured Loans
Unsecured Loans
Deferred Tax Assets / Liabilities
Other Long Term Liabilities
Long Term Provisions
Total Non-Current Liabilities
Current Liabilities
Trade Payables
Other Current Liabilities
Short Term Borrowings
Short Term Provisions
Total Current Liabilities
Total Liabilities
Contingent Liabilities
Total Debt
Assets
Loans (Non - Current Assets)
Gross Block
Less Accumulated Depreciation
Net Block
Capital Work in Progress
Non Current Investments
Long Term Investment
Long Term Loans & Advances
Other Non Current Assets
Total Non-Current Assets
Current Assets Loans & Advances
Currents Investments
Sundry Debtors
Cash and Bank
Other Current Assets
Short Term Loans and Advances
Total Current Assets
Net Current Assets (Including Current Investments)
Total Assets
Book Value
Adjusted Book Value
Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012
——————————————
₹10 Cr₹10 Cr₹8 Cr₹8 Cr₹8 Cr₹8 Cr₹7 Cr₹7 Cr₹12 Cr₹12 Cr₹7 Cr₹7 Cr₹6 Cr₹4 Cr
₹11 Cr₹7 Cr₹24 L₹12 L₹14 L₹65 L₹86 L₹0₹0₹0₹42 L₹0₹15 L₹8 Cr
₹853 Cr₹796 Cr₹357 Cr₹204 Cr₹178 Cr₹163 Cr₹115 Cr₹50 Cr₹44 Cr₹39 Cr₹32 Cr₹27 Cr₹17 Cr₹8 Cr
₹853 Cr₹796 Cr₹357 Cr₹204 Cr₹178 Cr₹163 Cr₹115 Cr₹50 Cr₹44 Cr₹39 Cr₹32 Cr₹27 Cr₹17 Cr₹8 Cr
₹874 Cr₹813 Cr₹366 Cr₹213 Cr₹187 Cr₹172 Cr₹123 Cr₹57 Cr₹56 Cr₹50 Cr₹39 Cr₹34 Cr₹23 Cr₹20 Cr
₹366 Cr₹612 Cr₹1355 Cr₹949 Cr₹647 Cr₹659 Cr₹550 Cr₹207 Cr₹48 Cr₹46 Cr₹22 Cr₹10 Cr₹6 Cr₹4 Cr
₹10 Cr₹10 Cr₹74 Cr₹25 Cr₹15 Cr₹15 Cr₹22 Cr₹15 Cr₹0₹0₹0₹0₹0₹0
-₹26 Cr-₹19 Cr-₹15 Cr-₹17 Cr-₹13 Cr-₹5 Cr-₹2 Cr-₹1 Cr-₹44 L-₹36 L-₹22 L-₹7 L-₹6 L₹10 L
₹1 Cr₹2 Cr₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0
₹74 L₹2 Cr₹2 Cr₹1 Cr₹90 L₹80 L₹47 L₹66 L₹26 L₹29 L₹15 L₹10 L₹11 L₹7 L
₹352 Cr₹607 Cr₹1415 Cr₹959 Cr₹650 Cr₹670 Cr₹570 Cr₹222 Cr₹48 Cr₹46 Cr₹22 Cr₹10 Cr₹6 Cr₹4 Cr
——————————————
₹1 Cr₹2 Cr₹2 Cr₹2 Cr₹76 L₹78 L₹97 L₹27 L₹18 L₹96 L₹73 L₹0₹0₹0
₹113 Cr₹84 Cr₹60 Cr₹34 Cr₹26 Cr₹25 Cr₹13 Cr₹131 Cr₹65 Cr₹61 Cr₹31 Cr₹16 Cr₹21 Cr₹19 Cr
₹856 Cr₹1103 Cr₹176 Cr₹16 Cr₹59 Cr₹23 Cr₹40 Cr₹50 Cr₹42 Cr₹33 Cr₹42 Cr₹50 Cr₹31 Cr₹21 Cr
₹36 Cr₹60 Cr₹49 Cr₹31 Cr₹38 Cr₹26 Cr₹19 Cr₹19 Cr₹20 Cr₹17 Cr₹11 Cr₹7 Cr₹5 Cr₹3 Cr
₹1006 Cr₹1248 Cr₹286 Cr₹81 Cr₹123 Cr₹75 Cr₹73 Cr₹200 Cr₹127 Cr₹112 Cr₹84 Cr₹73 Cr₹57 Cr₹43 Cr
₹2233 Cr₹2668 Cr₹2067 Cr₹1253 Cr₹960 Cr₹918 Cr₹767 Cr₹478 Cr₹231 Cr₹208 Cr₹146 Cr₹117 Cr₹86 Cr₹67 Cr
₹675 Cr₹1230 Cr₹388 Cr₹134 Cr₹140 Cr₹8 Cr₹8 Cr₹7 Cr₹8 Cr₹8 Cr₹42 L₹6 L₹0₹0
₹1232 Cr₹1725 Cr₹1604 Cr₹990 Cr₹721 Cr₹698 Cr₹612 Cr₹395 Cr₹152 Cr₹138 Cr₹93 Cr₹75 Cr₹58 Cr₹36 Cr
——————————————
₹1684 Cr₹2033 Cr₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0
₹38 Cr₹13 Cr₹12 Cr₹9 Cr₹8 Cr₹7 Cr₹5 Cr₹4 Cr₹4 Cr₹3 Cr₹3 Cr₹3 Cr₹2 Cr₹2 Cr
₹7 Cr₹5 Cr₹6 Cr₹4 Cr₹4 Cr₹3 Cr₹2 Cr₹1 Cr₹1 Cr₹1 Cr₹89 L₹75 L₹64 L₹53 L
₹31 Cr₹8 Cr₹6 Cr₹5 Cr₹4 Cr₹4 Cr₹4 Cr₹3 Cr₹3 Cr₹2 Cr₹2 Cr₹2 Cr₹1 Cr₹1 Cr
₹20 L₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0
₹0₹0₹19 Cr₹6 Cr₹3 Cr₹3 Cr₹3 Cr₹3 Cr₹2 Cr₹1 Cr₹0₹0₹0₹0
₹0₹0₹19 Cr₹6 Cr₹3 Cr₹3 Cr₹3 Cr₹3 Cr₹2 Cr₹1 Cr₹0₹0₹0₹0
₹0₹0₹0₹0₹0₹0₹27 L₹77 Cr₹27 Cr₹26 Cr₹14 Cr₹11 Cr₹15 Cr₹10 Cr
₹32 Cr₹41 Cr₹0₹0₹0₹0₹0₹11 Cr₹6 Cr₹7 Cr₹2 Cr₹3 Cr₹98 L₹2 Cr
₹1747 Cr₹2082 Cr₹26 Cr₹11 Cr₹7 Cr₹8 Cr₹7 Cr₹93 Cr₹38 Cr₹36 Cr₹18 Cr₹15 Cr₹17 Cr₹13 Cr
——————————————
₹39 Cr₹7 Cr₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0₹0
₹0₹0₹0₹0₹0₹0₹0₹7 Cr₹6 Cr₹2 Cr₹1 Cr₹81 L₹57 L₹56 L
₹375 Cr₹484 Cr₹430 Cr₹142 Cr₹168 Cr₹97 Cr₹69 Cr₹19 Cr₹21 Cr₹11 Cr₹17 Cr₹15 Cr₹7 Cr₹9 Cr
₹41 Cr₹41 Cr₹28 Cr₹4 Cr₹5 Cr₹2 Cr₹1 Cr₹30 L₹0₹0₹0₹0₹0₹50 L
₹32 Cr₹54 Cr₹1583 Cr₹1095 Cr₹779 Cr₹811 Cr₹690 Cr₹359 Cr₹167 Cr₹159 Cr₹110 Cr₹86 Cr₹61 Cr₹44 Cr
₹486 Cr₹586 Cr₹2042 Cr₹1242 Cr₹953 Cr₹910 Cr₹760 Cr₹385 Cr₹194 Cr₹172 Cr₹128 Cr₹102 Cr₹69 Cr₹54 Cr
-₹520 Cr-₹662 Cr₹1755 Cr₹1161 Cr₹830 Cr₹835 Cr₹687 Cr₹185 Cr₹66 Cr₹60 Cr₹43 Cr₹29 Cr₹12 Cr₹11 Cr
₹2233 Cr₹2668 Cr₹2067 Cr₹1253 Cr₹960 Cr₹918 Cr₹767 Cr₹478 Cr₹231 Cr₹208 Cr₹146 Cr₹117 Cr₹86 Cr₹67 Cr
₹823₹769₹430₹250₹220₹203₹176₹82₹74₹66₹56₹49₹40₹29
₹823₹769₹430₹250₹220₹203₹176₹82₹74₹66₹56₹49₹40₹29

Cash Flow

Consolidated
Standalone
₹
%
Name
Profit Before Tax
Adjustment
Changes In working Capital
Cash Flow after changes in Working Capital
Cash Flow from Operating Activities
Cash Flow from Investing Activities
Cash Flow from Financing Activitie
Net Cash Inflow / Outflow
Opening Cash & Cash Equivalents
Closing Cash & Cash Equivalent
Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016Mar 2015Mar 2014Mar 2013Mar 2012
₹69 Cr₹228 Cr₹125 Cr₹46 Cr₹12 Cr₹54 Cr₹36 Cr₹10 Cr₹10 Cr₹12 Cr₹9 Cr₹7 Cr₹5 Cr₹5 Cr
-₹392 Cr-₹339 Cr-₹233 Cr-₹125 Cr-₹71 Cr-₹103 Cr-₹76 Cr₹40 Cr₹26 Cr₹15 Cr₹12 Cr₹9 Cr₹22 L₹12 L
₹474 Cr-₹463 Cr-₹785 Cr-₹324 Cr-₹35 Cr-₹123 Cr-₹250 Cr-₹248 Cr-₹11 Cr-₹24 Cr-₹11 Cr-₹20 Cr-₹28 Cr₹32 L
₹151 Cr-₹574 Cr-₹893 Cr-₹403 Cr-₹94 Cr-₹172 Cr-₹290 Cr-₹199 Cr₹25 Cr₹3 Cr₹10 Cr-₹4 Cr-₹23 Cr₹5 Cr
₹493 Cr-₹302 Cr-₹718 Cr-₹281 Cr₹6 Cr-₹76 Cr-₹221 Cr-₹203 Cr₹21 Cr-₹1 Cr₹7 Cr-₹6 Cr-₹24 Cr₹4 Cr
-₹49 Cr₹18 Cr-₹13 Cr-₹2 Cr₹2 Cr₹2 Cr-₹63 L-₹12 Cr-₹2 Cr-₹7 Cr-₹75 L-₹2 Cr₹7 L-₹22 L
-₹495 Cr₹376 Cr₹681 Cr₹270 Cr₹22 Cr₹94 Cr₹252 Cr₹205 Cr-₹9 Cr₹1 Cr-₹5 Cr₹16 Cr₹22 Cr₹4 Cr
-₹51 Cr₹92 Cr-₹49 Cr-₹12 Cr₹30 Cr₹20 Cr₹30 Cr-₹9 Cr₹10 Cr-₹7 Cr₹64 L₹8 Cr-₹2 Cr₹7 Cr
₹119 Cr₹26 Cr₹76 Cr₹88 Cr₹58 Cr₹38 Cr₹8 Cr₹17 Cr₹7 Cr₹14 Cr₹13 Cr₹6 Cr₹8 Cr₹51 L
₹68 Cr₹119 Cr₹26 Cr₹76 Cr₹88 Cr₹58 Cr₹38 Cr₹8 Cr₹18 Cr₹7 Cr₹14 Cr₹13 Cr₹6 Cr₹8 Cr

Fundamental Ratios

Consolidated
Standalone

Share Price Live Stats

Open (₹)1,958.00
Volume (₹)39,659.00
High (₹)1,959.90
Upper Circuit2,362.60
Low (₹)1,869.00
Lower Circuit1,575.20
Prev Close1,968.90
52W High (₹)2,158.60
Price1,901.00
52W Low (₹)1,301.00

Share Market Cap & Key Ratios Overview

M.Cap (₹)2080.42 Cr
Div. Yield (%)0.00
PE Ratio17.88
Debt to Equity1.43
Price to Book1.57
Book Value822.65
EPS (TTM)110.33
Face Value10.00
ROE (%)6.24

Stock Analysis (SWOT)

StrengthsWeaknessesOpportunitiesThreats
1. Premium insight available after login
2. Sign in to view full SWOT analysis
3. Unlock strengths, weaknesses, opportunities & threats
Sign in to view
Open a free Demat account in minutes to start investing and screening .

QVT

Quality
0/100-
Valuation
0/100-
Technical
0/100-
Sign in to view
Open a free Demat account in minutes to start investing and screening .

Peer Stocks

1 week
1 month
1 year
Name
BAJFINANCENSE
SHRIRAMFINNSE
JIOFINNSE
CHOLAFINNSE
TATACAPNSE
BAJAJHLDNGNSE
MUTHOOTFINNSE
ABCAPITALNSE
LTFNSE
SBICARDNSE
ARMANFINNSE
LTP
1W Low
1W High
Market cap (₹)
982-58.3 (-5.60%)
974
1043.20
6,47,499Cr
990-20 (-1.98%)
983.40
1019
2,36,952Cr
227.2-2.69 (-1.17%)
226.70
234
1,52,995Cr
1681.7-118.3 (-6.57%)
1629.90
1806
1,51,251Cr
336.25-15.1 (-4.30%)
333
352
1,48,592Cr
10917-365 (-3.24%)
10898
11449
1,26,986Cr
2825.3-15.8 (-0.56%)
2808.10
2874.20
1,14,559Cr
390.1-19.95 (-4.87%)
388.50
405.45
1,10,057Cr
282-30.8 (-9.85%)
279
312.70
77,872Cr
618.4-32.75 (-5.03%)
616.20
643.65
60,477Cr
1901-60 (-3.06%)
1869
2004.90
2,080Cr

Arman Financial Services Ltd Annual Results Key Takeaways

Operating profit (before other income, interest and exceptional items) was ₹121.92Cr; with other income of ₹3.9Lakh, profit before interest and tax came to ₹121.45Cr. Interest expense was ₹64.28Cr; PBT before exceptional items stood at ₹57.17Cr. Basis: consolidated annual results.

Arman Financial Services Ltd Quaterly Results Key Takeaways

Arman Financial Services Ltd reported ₹201.78Cr total income from operations in Jun 2026, softer than ₹175.58Cr in Mar 2026 but higher than ₹151Cr in Jun 2025. Operating profit (before other income, interest and exceptional items) was ₹121.92Cr; with other income of ₹3.9Lakh, profit before interest and tax came to ₹121.45Cr. Interest expense was ₹64.28Cr, taking profit before tax to ₹57.17Cr. After tax of ₹12Cr, profit after tax stood at ₹45.17Cr (vs ₹41.01Cr in Mar 2026 and ₹-₹14.58Cr in Jun 2025).