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Aadhar Housing Finance Results

Financial overview

CAGR%
Sales
Profits
Returns
ROE
10Y5Y3YTTM
-18%22%18%
-26%26%20%
----7%
16%17%17%16%

Peer Comparison

Symbol
BAJAJHFL
PIRAMALFIN
HUDCO
LICHSGFIN
PNBHOUSING
AADHARHFC
SAMMAANCAP
APTUS
HOMEFIRST
CANFINHOME
PriceM.Cap (₹)PE RatioEPS (₹)EV/EBITDAAnnual PAT
83.3₹69092 Cr25.660.863.29₹2560 Cr
2,246₹52855 Cr31.3320.29109.4₹1504 Cr
180.69₹36194 Cr8.514.2521.31₹4034 Cr
579₹30421 Cr5.327.23106.64₹5604 Cr
1,184.6₹29810 Cr12.8821.3991.38₹2291 Cr
483.85₹20905 Cr18.326.4626.81₹1096 Cr
159₹17905 Cr2.12-61.38-₹7145 Cr
258.27₹12891 Cr13.095.2119.93₹943 Cr
1,211.3₹12550 Cr21.5915.2957.49₹540 Cr
812.95₹10719 Cr9.4920.1186.05₹1086 Cr

Profit & Loss

Consolidated
Standalone
Quarterly
Yearly
%
Name
Net Revenue
Other Income
Total Revenue
Total Expenditure
Operating Profit
Interest Expense
PBT
Net Profit
Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023
₹993 Cr₹985 Cr₹943 Cr₹897 Cr₹848 Cr₹833 Cr₹798 Cr₹764 Cr₹713 Cr₹692 Cr₹673 Cr₹629 Cr₹593 Cr₹555 Cr
₹4 Cr₹8 Cr₹1 Cr₹2 Cr₹3 Cr₹1 Cr₹3 L₹1 L₹1 L₹2 L₹3 L₹12 L₹0₹8 L
₹997 Cr₹993 Cr₹944 Cr₹899 Cr₹851 Cr₹834 Cr₹798 Cr₹764 Cr₹713 Cr₹692 Cr₹673 Cr₹629 Cr₹593 Cr₹556 Cr
₹257 Cr₹251 Cr₹221 Cr₹215 Cr₹214 Cr₹203 Cr₹193 Cr₹187 Cr₹179 Cr₹171 Cr₹162 Cr₹137 Cr₹171 Cr₹137 Cr
₹749 Cr₹752 Cr₹730 Cr₹692 Cr₹644 Cr₹637 Cr₹611 Cr₹584 Cr₹540 Cr₹526 Cr₹517 Cr₹497 Cr₹428 Cr₹422 Cr
₹376 Cr₹343 Cr₹348 Cr₹342 Cr₹332 Cr₹315 Cr₹297 Cr₹285 Cr₹277 Cr₹262 Cr₹251 Cr₹239 Cr₹235 Cr₹213 Cr
₹364 Cr₹398 Cr₹360 Cr₹343 Cr₹305 Cr₹316 Cr₹308 Cr₹292 Cr₹257 Cr₹259 Cr₹261 Cr₹253 Cr₹187 Cr₹180 Cr
₹282 Cr₹311 Cr₹281 Cr₹266 Cr₹237 Cr₹245 Cr₹239 Cr₹228 Cr₹200 Cr₹202 Cr₹204 Cr₹197 Cr₹146 Cr₹141 Cr

Balance Sheet

Consolidated
Standalone
%
Name
Equity And Liabilities
Share Capital
Share Warrants & Outstandings
Total Reserves
Reserve excluding Revaluation Reserve
Shareholder's Funds
Secured Loans
Unsecured Loans
Deferred Tax Assets / Liabilities
Other Long Term Liabilities
Long Term Provisions
Total Non-Current Liabilities
Current Liabilities
Trade Payables
Other Current Liabilities
Short Term Borrowings
Short Term Provisions
Total Current Liabilities
Total Liabilities
Contingent Liabilities
Total Debt
Assets
Loans (Non - Current Assets)
Gross Block
Less Accumulated Depreciation
Net Block
Non Current Investments
Long Term Investment
Long Term Loans & Advances
Other Non Current Assets
Total Non-Current Assets
Current Assets Loans & Advances
Currents Investments
Sundry Debtors
Cash and Bank
Other Current Assets
Short Term Loans and Advances
Total Current Assets
Net Current Assets (Including Current Investments)
Total Assets
Book Value
Adjusted Book Value
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018
₹436 Cr₹431 Cr₹395 Cr₹395 Cr₹395 Cr₹395 Cr₹39 Cr₹25 Cr₹25 Cr
₹38 Cr₹27 Cr₹23 Cr₹21 Cr₹15 Cr₹7 Cr₹1 Cr₹83 L₹0
₹7067 Cr₹5914 Cr₹4032 Cr₹3282 Cr₹2737 Cr₹2291 Cr₹2307 Cr₹834 Cr₹693 Cr
₹7067 Cr₹5914 Cr₹4032 Cr₹3282 Cr₹2737 Cr₹2291 Cr₹2307 Cr₹834 Cr₹693 Cr
₹7541 Cr₹6372 Cr₹4450 Cr₹3698 Cr₹3147 Cr₹2693 Cr₹2347 Cr₹860 Cr₹718 Cr
₹15179 Cr₹14120 Cr₹12017 Cr₹12085 Cr₹10508 Cr₹10251 Cr₹9492 Cr₹7960 Cr₹5838 Cr
₹11 L₹60 Cr₹51 L₹69 Cr₹91 Cr₹124 Cr₹151 Cr₹231 Cr₹195 Cr
₹5 Cr₹2 Cr₹2 Cr₹9 Cr₹15 Cr₹18 Cr₹18 Cr₹31 Cr₹19 Cr
₹804 Cr₹292 Cr₹543 Cr₹0₹0₹0₹0₹4 Cr₹2 Cr
₹42 Cr₹15 Cr₹0₹17 Cr₹14 Cr₹13 Cr₹10 Cr₹7 Cr₹4 Cr
₹16030 Cr₹14489 Cr₹12562 Cr₹12180 Cr₹10629 Cr₹10405 Cr₹9671 Cr₹8234 Cr₹6058 Cr
₹124 Cr₹126 Cr₹109 Cr₹81 Cr₹51 Cr₹39 Cr₹29 Cr₹16 Cr₹14 Cr
₹135 Cr₹77 Cr₹66 Cr₹659 Cr₹474 Cr₹494 Cr₹319 Cr₹256 Cr₹647 Cr
₹3565 Cr₹2142 Cr₹1883 Cr₹0₹75 Cr₹0₹4 L₹96 Cr₹346 Cr
₹4 Cr₹17 Cr₹24 Cr₹0₹0₹0₹0₹0₹3 Cr
₹3828 Cr₹2362 Cr₹2081 Cr₹740 Cr₹600 Cr₹533 Cr₹347 Cr₹368 Cr₹1010 Cr
₹27399 Cr₹23224 Cr₹19093 Cr₹16618 Cr₹14376 Cr₹13630 Cr₹12366 Cr₹9462 Cr₹7787 Cr
₹8 Cr₹9 Cr₹16 Cr₹9 Cr₹6 Cr₹21 L₹1 Cr₹1 Cr₹1 Cr
₹18744 Cr₹16322 Cr₹13900 Cr₹12153 Cr₹10675 Cr₹10375 Cr₹9643 Cr₹8288 Cr₹6379 Cr
₹24840 Cr₹20484 Cr₹16903 Cr₹13851 Cr₹11960 Cr₹10613 Cr₹8909 Cr₹8026 Cr₹7273 Cr
₹223 Cr₹146 Cr₹124 Cr₹90 Cr₹86 Cr₹83 Cr₹58 Cr₹33 Cr₹23 Cr
₹85 Cr₹54 Cr₹44 Cr₹27 Cr₹31 Cr₹30 Cr₹14 Cr₹9 Cr₹4 Cr
₹138 Cr₹92 Cr₹80 Cr₹63 Cr₹55 Cr₹53 Cr₹44 Cr₹24 Cr₹19 Cr
₹629 Cr₹507 Cr₹456 Cr₹458 Cr₹196 Cr₹24 Cr₹24 Cr₹24 Cr₹10 Cr
₹629 Cr₹507 Cr₹456 Cr₹458 Cr₹196 Cr₹24 Cr₹24 Cr₹24 Cr₹10 Cr
₹11 Cr₹0₹0₹33 Cr₹42 Cr₹57 Cr₹51 Cr₹26 Cr₹12 Cr
₹255 Cr₹310 Cr₹343 Cr₹32 Cr₹24 Cr₹25 Cr₹2 Cr₹2 Cr₹3 Cr
₹25872 Cr₹21393 Cr₹17782 Cr₹14438 Cr₹12278 Cr₹10772 Cr₹9031 Cr₹8102 Cr₹7318 Cr
₹8 Cr₹6 Cr₹6 Cr₹1 Cr₹142 Cr₹473 Cr₹5 L₹126 Cr₹200 Cr
₹27 Cr₹25 Cr₹20 Cr₹8 Cr₹5 Cr₹3 Cr₹4 Cr₹4 Cr₹3 Cr
₹1187 Cr₹1601 Cr₹1070 Cr₹1918 Cr₹1710 Cr₹2171 Cr₹3142 Cr₹1054 Cr₹199 Cr
₹285 Cr₹186 Cr₹204 Cr₹250 Cr₹238 Cr₹209 Cr₹190 Cr₹171 Cr₹57 Cr
₹20 Cr₹12 Cr₹11 Cr₹0₹0₹0₹8 L₹10 L₹12 L
₹1527 Cr₹1830 Cr₹1311 Cr₹2177 Cr₹2095 Cr₹2856 Cr₹3336 Cr₹1354 Cr₹459 Cr
-₹2300 Cr-₹532 Cr-₹770 Cr₹1437 Cr₹1495 Cr₹2323 Cr₹2988 Cr₹986 Cr-₹551 Cr
₹27399 Cr₹23224 Cr₹19093 Cr₹16618 Cr₹14376 Cr₹13630 Cr₹12366 Cr₹9462 Cr₹7787 Cr
₹172₹147₹112₹93₹79₹68₹595₹342₹286
₹172₹147₹112₹93₹79₹68₹59₹34₹29

Cash Flow

Consolidated
Standalone
%
Name
Profit Before Tax
Adjustment
Changes In working Capital
Cash Flow after changes in Working Capital
Cash Flow from Operating Activities
Cash Flow from Investing Activities
Cash Flow from Financing Activitie
Net Cash Inflow / Outflow
Opening Cash & Cash Equivalents
Closing Cash & Cash Equivalent
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018
₹1406 Cr₹1173 Cr₹960 Cr₹696 Cr₹567 Cr₹433 Cr₹231 Cr₹236 Cr₹162 Cr
-₹1776 Cr-₹1474 Cr-₹1246 Cr₹43 Cr₹49 Cr₹66 Cr₹103 Cr₹14 Cr₹19 Cr
₹454 Cr-₹290 Cr-₹155 Cr₹175 Cr-₹115 Cr₹153 Cr-₹97 Cr-₹459 Cr₹324 Cr
₹84 Cr-₹590 Cr-₹442 Cr₹914 Cr₹501 Cr₹652 Cr₹237 Cr-₹210 Cr₹504 Cr
-₹2808 Cr-₹3027 Cr-₹2550 Cr-₹1156 Cr-₹907 Cr-₹1202 Cr-₹1785 Cr-₹2557 Cr-₹2564 Cr
₹309 Cr₹160 Cr₹723 Cr-₹477 Cr₹823 Cr-₹480 Cr-₹1495 Cr-₹49 Cr-₹11 Cr
₹2336 Cr₹3389 Cr₹1778 Cr₹1463 Cr₹275 Cr₹701 Cr₹3701 Cr₹3360 Cr₹2505 Cr
-₹164 Cr₹522 Cr-₹49 Cr-₹169 Cr₹191 Cr-₹981 Cr₹422 Cr₹754 Cr-₹70 Cr
₹878 Cr₹356 Cr₹405 Cr₹574 Cr₹384 Cr₹1365 Cr₹943 Cr₹189 Cr₹259 Cr
₹715 Cr₹878 Cr₹356 Cr₹405 Cr₹574 Cr₹384 Cr₹1365 Cr₹943 Cr₹189 Cr

Fundamental Ratios

Consolidated
Standalone
Empty box

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Share Price Live Stats

Open (₹)478.70
Volume (₹)33,900.00
High (₹)484.30
Upper Circuit574.35
Low (₹)477.70
Lower Circuit382.95
Prev Close478.65
52W High (₹)563.00
Price483.85
52W Low (₹)430.15

Share Market Cap & Key Ratios Overview

M.Cap (₹)20904.70 Cr
Div. Yield (%)0.00
PE Ratio18.32
Debt to Equity2.50
Price to Book2.61
Book Value172.21
EPS (TTM)26.04
Face Value10.00
ROE (%)15.83

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Peer Stocks

1 week
1 month
1 year
Name
BAJAJHFLNSE
PIRAMALFINNSE
HUDCONSE
LICHSGFINNSE
PNBHOUSINGNSE
AADHARHFCNSE
SAMMAANCAPNSE
APTUSNSE
HOMEFIRSTNSE
CANFINHOMENSE
LTP
1W Low
1W High
Market cap (₹)
83.3-1.7 (-2.00%)
81.71
85
69,092Cr
2246-32.4 (-1.42%)
2165.90
2324
52,855Cr
180.69-2.54 (-1.39%)
175.13
189.58
36,194Cr
579+44 (8.22%)
525.25
579.40
30,421Cr
1184.6+14.7 (1.26%)
1125.40
1187.90
29,810Cr
483.85+12.75 (2.71%)
462.80
484.30
20,905Cr
159+13.2 (9.05%)
143.86
159.62
17,905Cr
258.27+2.12 (0.83%)
247.15
261.96
12,891Cr
1211.3+13 (1.08%)
1151.90
1218
12,550Cr
812.95-2.55 (-0.31%)
783
815
10,719Cr

Aadhar Housing Finance Ltd Annual Results Key Takeaways

Operating profit (before other income, interest and exceptional items) was ₹749.13Cr; with other income of ₹4.3Cr, profit before interest and tax came to ₹740.02Cr. Interest expense was ₹376.39Cr; PBT before exceptional items stood at ₹363.63Cr. Basis: consolidated annual results.

Aadhar Housing Finance Ltd Quaterly Results Key Takeaways

Aadhar Housing Finance Ltd reported ₹992.89Cr total income from operations in Jun 2026, softer than ₹984.56Cr in Mar 2026 but higher than ₹848.18Cr in Jun 2025. Operating profit (before other income, interest and exceptional items) was ₹749.13Cr; with other income of ₹4.3Cr, profit before interest and tax came to ₹740.02Cr. Interest expense was ₹376.39Cr, taking profit before tax to ₹363.63Cr. After tax of ₹81.27Cr, profit after tax stood at ₹282.36Cr (vs ₹310.92Cr in Mar 2026 and ₹237.28Cr in Jun 2025).