FYERS

PNB FD Calculator

Use the PNB FD Calculator to estimate fixed deposit maturity and interest, compare tenure or rate scenarios, and plan your deposit around savings goals.

After 5 years of investment

Investment Value₹ 1,00,000
Estimated Return₹ 33,823
Total Value₹ 1,33,823
Maturity₹ 1,33,823

Go Beyond the Maturity Number

Use your FD estimate as a starting point for smarter financial planning. Open a FYERS account to explore investments across different risk and return profiles.

The Punjab National Bank (PNB) FD Calculator helps estimate the maturity value and interest that may be earned on a fixed deposit based on the principal, tenure, interest rate and applicable compounding assumptions. It can be used to compare different deposit amounts or tenures and understand how changes in the rate affect the final value. The result is an estimate; actual maturity proceeds depend on the institution's prevailing rate, deposit type, compounding method, taxes and terms at the time of booking.

Other FD Calculators

Fixed Deposit CalculatorSBI FD CalculatorHDFC FD Calculator

Frequently Asked Questions

A Punjab National Bank (PNB) FD calculator estimates fixed deposit interest and maturity value from the deposit amount, interest rate, tenure and compounding assumptions entered by the user.

For cumulative deposits, maturity value is generally based on compound interest. The exact method and compounding frequency depend on the deposit terms, so the calculator should be used as an estimate.

The calculator uses the rate entered or displayed in the tool. FD rates can change, so users should verify the applicable rate and deposit terms with the institution before investing.

Unless explicitly stated, an FD calculator generally shows pre-tax interest. Tax treatment and TDS depend on applicable tax rules and the investor's circumstances.

A longer tenure gives interest more time to accrue and, for cumulative FDs, compound. However, the applicable rate can differ by tenure, so compare both rate and duration.

Yes. An FD maturity estimate can be compared with other saving or investment options, but risk, liquidity, taxation and whether returns are guaranteed or market-linked should also be considered.

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Calculator results are indicative estimates based on the inputs and assumptions selected by the user. Actual returns, charges, margin requirements, interest, taxes, eligibility and repayment amounts may vary. Verify the final terms with the relevant product provider or in the FYERS order flow, as applicable. Investments in securities markets and mutual funds are subject to market risks; read all related documents carefully before investing.