Back

What Is a Demat Account Holding Statement?

30 Jul, 2021

4 mins read

If you invest in shares, ETFs, or mutual funds through a Demat account, it’s essential to understand the documentation that tracks your portfolio. One of the most important documents is the Demat account holding statement. This statement provides a snapshot of all the securities held in your account at a given time.

This guide explains what a Demat holding statement is, how it differs from a transaction statement, how to download it, and why reviewing it regularly is crucial for all investors.

Understanding the Demat Holding Statement

A Demat account holding statement is a detailed report that reflects the current holdings of an investor in their Demat account. Just like a bank passbook shows your savings, a holding statement shows your securities.

It includes:

Equity shares
Bonds
Mutual fund units
ETFs
Government securities (G-Secs)
Other financial instruments in dematerialised form

The statement is issued by your Depository Participant (DP)—such as FYERS, Angel One, Zerodha, or Groww—and is based on data maintained by depositories like NSDL or CDSL.

Key Details in a Statement of Demat Holding

A typical statement of Demat holding includes the following details:

Investor’s Name and DP ID
Demat Account Number (BO ID)
ISIN (International Securities Identification Number) of each security
Security Name and Quantity Held
Free vs Locked-in Shares – some shares might be under lock-in periods
Date of Holding
Valuation – some statements show the market value of each holding based on the latest price

These details help you verify the accuracy of your investments and track your portfolio at a glance.

How to Download Your Latest Demat Account Holding Statement?

Many investors search for “Demat account holding statement download” options, especially during tax season or when reviewing investments.

Here’s a quick step-by-step process for downloading the latest Demat account holding statement:

For CDSL Account Holders:

Visit cdslindia.com
Click on ‘Login to – Easi / Easiest’
Enter your credentials (BO ID and password)
Go to ‘Holdings’ tab to view your current holdings
Click ‘Download’ or ‘Export to PDF’

For NSDL Account Holders:

Visit nsdl.co.in
Use the ‘NSDL CAS login’ option if registered
Access your statement via the Consolidated Account Statement (CAS)
Download or request email delivery

You can also download it directly from your broker’s dashboard or mobile app (e.g., FYERS, Groww, or Angel One).

Demat Holding Statement vs Transaction Statement – What’s the Difference?

Investors often confuse the Demat holding statement with a transaction statement, but both serve distinct purposes:

Feature	Demat Holding Statement	Demat Transaction Statement
Purpose	Shows current securities in your account	Shows all buy/sell transactions
Frequency	Can be downloaded anytime	Typically issued monthly/quarterly
Content	Holdings as on a particular date	All credits and debits in the Demat account
Use Case	Portfolio tracking	Trade verification and audit

So, if you want to check what you own, refer to the holding statement. To track what you’ve done, use the transaction statement.

Why Is the Demat Holding Statement Important?

Your Demat holding statement is a vital document for several reasons:

Portfolio Tracking: It helps monitor your investments across asset classes.
Tax Filing: You may need it to compute capital gains for ITR filing.
Reconciliation: Helps detect errors in credit of shares after IPOs, rights issues, or stock splits.
Loan Against Securities: Required when pledging shares as collateral.
Proof of Ownership: Serves as evidence of your equity and mutual fund investments.

Being informed about your holdings ensures better financial control and planning.

How Often Should You Check Your Demat Holdings?

It’s advisable to review your Demat account holding statement:

Monthly – especially if you actively invest or trade
Quarterly – if you invest passively
During Tax Filing Season – to match with gains and dividends
After Major Events – such as IPO allotment, bonus share credit, or fund redemptions

Regular checks help ensure that all transactions are accurately reflected and there are no unauthorised changes in your holdings.

Common Issues & How to Resolve Them

While most statements are accurate, occasional discrepancies may arise. Here are some common issues and solutions:

Issue	Possible Cause	Resolution
Missing shares	Delay in credit from the company or DP	Wait 2–3 working days, then raise a support ticket with your broker
Wrong quantity	Corporate actions not updated	Check for bonus/split announcements
Unable to download statement	Technical error or incorrect login	Use broker’s app or contact DP support
Valuation not showing	Some brokers don’t update daily NAV	Cross-check with live market prices

If issues persist, always reach out to your Depository Participant (DP) or file a complaint with SEBI SCORES platform.

Conclusion

A Demat account holding statement is more than just a document—it’s a reflection of your investment journey. Whether you’re a seasoned trader or a long-term investor, reviewing your statement of Demat holding regularly ensures transparency and control over your financial assets.

Understanding the difference between a holding statement and transaction statement, and knowing how to download your latest Demat holding statement, empowers you to make smarter decisions with your portfolio. It’s not just about holding shares—it’s about holding knowledge.