Will rising household expenses eventually slow down SIP inflows from retail investors?
Honestly yaar, thoda zyada impact toh ho sakta hai petrol, EMI, groceries sab expensive ho rahe hain, toh some people may reduce SIP amount temporarily. But achhi baat yeh hai ki ab retail investors ka mindset pehle se zyada long term ho gaya hai.
Yes, expenses increasing is definitely putting pressure on households now. Grocery, school fees, rent, EMI. everything climbing little by little. Naturally some people may reduce SIP amount or pause for some time to manage cash flow. but one positive change I am seeing compared to earlier years is that retail investors are becoming more disciplined. Slowly people are understanding that SIP is not only for bull market excitement, but for long-term wealth creation through cycles.