MTF Calculator

Margin Trading Facility (MTF) lets you buy more stocks than your own funds would allow by borrowing from FYERS. You can use this facility on more than 1,400 stocks. The MTF Calculator helps you check how much margin you can get, interest charges, and your possible returns before taking a trade.

What is an MTF Calculator?

The MTF Calculator shows how much you can borrow, the total investment amount, interest payable, and the returns you can expect. It helps you decide if using margin for a trade makes sense based on your expected profit and holding period.

How to Use FYERS MTF Calculator

1. Select the stock. The price will auto-fill.
2. Enter your own capital under Your Fund.
3. Enter how many days you plan to hold the stock (Tenure).
4. Add your expected return percentage.

The calculator will show:

• How much margin FYERS can give
• Applicable interest rate and total interest
• Total funds used and expected profit after interest

Example

Rahul has ₹1,00,000 and wants to invest in NIFTYBEES using MTF. With 4x leverage, he gets ₹3,00,000 extra from FYERS. His total investment becomes ₹4,00,000.

If NIFTYBEES goes up 10% in 30 days, Rahul’s profit is ₹40,000. Since he borrowed ₹3,00,000, and it falls under the ₹1,00,000.01 to ₹10,00,000 slab, interest is charged at 15.49% per year.

For 30 days, interest comes to ₹3,804.93. So, Rahul’s net return is ₹36,195.07. If he had used only his own ₹1,00,000, his profit would have been ₹10,000. The calculator helps you check if this extra return is worth the interest.

Interest Rates – Slab Structure

Interest is charged based on how much you borrow in a day. One slab rate applies to your full borrowed amount for that day. Interest is calculated daily and updated weekly in your MTF ledger.

Why Use MTF?

• Buy more with less: Increase your stock buying power
• Chance for higher returns: More exposure means more profit if the stock moves in your favour
• Hold your capital: Use margin instead of blocking your full funds
• Act quickly: Don’t miss out on opportunities due to cash limits

Note: MTF increases both profit and risk. If the stock falls, your loss will also be higher. Always check the interest and margin requirements before using MTF.

Conclusion

The FYERS MTF Calculator helps you check your cost, margin, and expected returns before you place a trade using borrowed funds. With transparent slab-based interest rates, you get full clarity on charges. Use the calculator to decide if using margin works for your trade.